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Monivo

Обменять Monero (XMR) на Bitcoin (BTC)

Swapping Monero (XMR) to Bitcoin (BTC) is one of the most-requested privacy-preserving routes in crypto. Monivo routes XMR → BTC through non-custodial liquidity providers that never require an account, an email, or a KYC check for standard-sized trades — the same core reason Monero holders use Monero in the first place.

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Агрегирование провайдеров

How it works

  1. 1. Enter the amount of XMR to swap.
  2. 2. Paste your Bitcoin wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send XMR to the one-time deposit address.
  5. 5. Receive BTC in your wallet.
Read the full XMR → BTC step-by-step guide →

Why swap XMR to BTC on Monivo

  • Aggregated best rate. Monivo compares quotes across multiple providers so your BTC payout is the highest available on the market at quote time.
  • Non-custodial. Monivo never holds your XMR or BTC. The Bitcoin is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard XMR/BTC volumes.
  • Fixed or floating rate. Lock the XMR/BTC rate at quote time, or use the market rate at execution.

Why swap XMR → BTC

  • Realise XMR gains into BTC without exposing balances to a centralised exchange.
  • Bridge from Monero into Lightning or on-chain BTC for wider merchant acceptance.
  • Rotate part of a private Monero stack into deep-liquidity Bitcoin storage.
  • Move to BTC ahead of a Monero hard fork or wallet upgrade cycle.

Network fees explained

Sending XMR

Monero fees are dynamic but genuinely cheap — usually a fraction of a cent thanks to bulletproofs+ and its ring-signature design. Your wallet sets the priority; standard confirms in about 20 minutes (10 confirmations).

Receiving BTC

The BTC payout is paid by the provider on-chain. You receive native BTC on the Bitcoin base layer — no wrapped tokens, no bridge tokens.

Best wallets for BTC

  • Sparrow Wallet. Desktop-first Bitcoin wallet, strong hardware integration.
  • BlueWallet. Mobile Bitcoin wallet with a clean interface.
  • Ledger + Sparrow. Cold storage for larger balances.
  • Wasabi. Bitcoin-only wallet with built-in CoinJoin privacy tooling.
Некастодиально
Сквозное шифрование
Проверенные партнеры по обмену
Маршрутизация через

Перед подтверждением проверьте адрес назначения и сеть — переводы криптовалют необратимы.

Комиссии и цены

Без скрытых комиссий: указанный курс уже включает спред Monivo. Комиссии блокчейн-сети и любые сборы партнеров за обработку отображаются полностью до вашего подтверждения, а итоговая сумма, которую вы получите, указывается заранее.

Сетевые комиссии устанавливаются блокчейном, а не Monivo. Без аккаунта, без подписки и без комиссии за вывод.

XMR → BTC FAQ

How do I swap XMR to BTC?

Enter the amount of Monero you want to exchange, paste your Bitcoin wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles BTC directly to your wallet — no account required.

How long does a XMR to BTC swap take?

Most XMR/BTC swaps complete in 5–20 minutes, depending on Monero network confirmation times.

What's the fee to swap XMR to BTC?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Monero apply on top.

Do I need an account to exchange XMR for BTC?

No. Monivo is non-custodial — provide a Bitcoin address and swap directly from your wallet.

What's the minimum XMR to BTC swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Is Monivo's XMR → BTC swap really no-KYC?

Yes for standard trade sizes. Monivo routes through non-custodial providers that don't require an account for typical XMR → BTC volumes. Very large trades may trigger risk-based review by the underlying provider.

How long does XMR → BTC take?

Around 20–40 minutes end-to-end: Monero requires ~10 confirmations before the provider releases BTC, then Bitcoin needs 1 confirmation to your wallet.

Do I need to disclose the source of my XMR?

No. Because Monero balances aren't publicly viewable, providers cannot condition service on your on-chain history the way they might for BTC or ETH.

Related pairs

Related comparisons for XMR → BTC

How Monivo stacks up against other exchanges and routes for these assets.

Learn more about swapping XMR to BTC

Canonical: https://monivo.io/swap/xmr-to-btc