How to swap ADA to BTC: network, quote, and wallet guide
A ADA→BTC swap moves value from Cardano to Bitcoin. Monivo compares estimates returned by connected providers for your amount; the provider you select issues the deposit address, executes the swap, and sends BTC to your wallet.
TL;DR
- • Choose ADA → BTC and enter the amount you will actually send.
- • Match the source and destination networks before copying an address.
- • Compare estimated BTC output, rate type, minimum, and expiry.
- • The selected provider issues the deposit address and executes the swap.
- • Most swaps complete in under 10 minutes; timing is not guaranteed.
What changes from ADA to BTC
You are giving up Cardano, a native blockchain asset, and receiving Bitcoin, a UTXO-based native asset. The important change is not only the ticker: the destination wallet must support Bitcoin, while the sending wallet must use the exact deposit network and amount in the order.
Network and address checklist
- • Use an address that supports BTC on Bitcoin; a familiar ticker does not prove the network matches.
- • Confirm the source and destination networks shown in the quote before sending.
- • If the receiving wallet supplies a memo or tag, copy it exactly; otherwise do not invent one.
- • Compare the first and last six characters of the BTC address after pasting it.
How to read the live estimate
- Coverage
- A provider appears only when it returns an executable ADA→BTC estimate for your amount. Missing providers are unavailable, not zero-priced.
- Estimated output
- Compare the estimated BTC delivered, not a headline rate. Provider pricing and payout costs are reflected in that estimate; your sending wallet may charge separately.
- Fixed or floating
- A fixed quote holds its stated output only under the provider's amount, expiry, and deposit-window terms. A floating quote is calculated at execution and can move.
- Minimum and expiry
- Use the minimum and expiry shown with the current quote. Refresh after changing the amount, asset, network, or after a quote expires.
Step-by-step: swap ADA to BTC
Step 1
Select ADA → BTC
Enter the amount of ADA you intend to send. The amount affects provider coverage, minimums, and estimated output.
Step 2
Compare current estimates
Review responding providers by delivered output and rate type. Monivo compares only its connected providers, not the whole market.
Step 3
Verify the BTC destination
Choose Bitcoin, paste the receiving address, and include a memo or tag only when the wallet supplies one.
Step 4
Review rate terms
Check whether the quote is fixed or floating, its expiry, required input amount, and the provider that will execute it.
Step 5
Send the ADA deposit
Send the exact quoted asset on Cardano to the one-time address issued for this order. Do not reuse it.
Step 6
Track the BTC payout
Keep the order reference and transaction hash. After confirmation, the executing provider sends BTC to your supplied wallet.
Connected provider availability
Currently connected swap providers: ChangeNOW, SimpleSwap, LetsExchange, StealthEX, Godex, Changelly, FixedFloat, ChangeHero, Lizex. This is an availability list, not a ranking. A provider is usable for a particular swap only when it returns a current estimate for that pair, amount, and network.
- ChangeNOW
- SimpleSwap
- LetsExchange
- StealthEX
- Godex
- Changelly
- FixedFloat
- ChangeHero
- Lizex
Fees, rates, and safety
A ADA→BTC swap has two cost layers: the selected provider's pricing and payout cost, already reflected in the quoted estimate, and any network or withdrawal charge your own sending wallet or exchange applies when you send Cardano. Monivo adds no separate platform fee, and the estimate remains subject to the selected provider's terms. The aggregated quote shows the estimated BTC you receive before you deposit — compare that net estimate, not the headline rate; the provider that executes the swap confirms the final amount. Use a fixed rate to lock the price before depositing, or a floating rate to settle at market when your deposit confirms. Always verify the destination network and the first and last 6 characters of your BTC address before sending.
If something does not match
Before sending
If the network, address, amount, rate type, or expiry is wrong, stop and request a new quote. Never test an uncertain address with the full amount.
After sending
Do not send a second deposit. Save the ADA transaction hash and order reference, check on-chain confirmations, then contact 24/7 live support if the status does not advance.
Wrong amount or late deposit
The provider may reprice or return the deposit under its terms. Only the executing provider can confirm the outcome once funds were sent.
ADA → BTC FAQ
How long does a ADA to BTC swap take?
Most crypto-to-crypto swaps complete in under 10 minutes. Actual time depends on source-chain confirmations and the executing provider, so this is typical, not guaranteed.
Do I need an account or KYC for ADA to BTC?
A standard crypto-to-crypto swap does not require a Monivo account, and Monivo does not run identity verification for it. The executing provider applies its own AML policy and may request verification on an individual order.
What fees apply to ADA to BTC?
Monivo adds no separate platform fee. The provider's spread and payout network cost are reflected in the estimate; your sending wallet or exchange may charge a separate withdrawal or network fee.
What is the minimum ADA amount?
Minimums depend on the provider, pair, network, and current conditions. The valid minimum is the one shown with the live estimate.
What if my BTC wallet uses another network?
Do not send until the destination network matches the quote. A BTC ticker can exist on multiple networks, and recovery from a mismatch may be impossible.
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Ready to swap ADA → BTC?
Open the pre-filled swap and compare the live aggregated rate.
Canonical: https://monivo.io/guides/swap/ada-to-btc
Editorially reviewed: 2026-09-15
Methodology note: provider availability comes from the current connected-provider registry; timing is an observed typical duration, not a guarantee.