How to swap BTC to USDT: step-by-step guide
在几分钟内将 Bitcoin (BTC) 兑换为 Tether (USDT) (USDT) — 非托管、无需账户、直接结算到您的 USDT 钱包，通常在 10–30 minutes 内完成。
TL;DR
- • 选择 BTC → USDT 配对并输入您的金额。
- • 获取来自所有提供商的实时聚合报价。
- • 粘贴您的 USDT 钱包地址。
- • 选择固定或浮动汇率，然后发送您的 BTC。
- • 在大约 10–30 minutes 内收到 USDT。
1/4Select pair
分步操作：将 BTC 兑换为 USDT
步骤 1
Pick the BTC → USDT pair
Select BTC as the asset you're sending and USDT as the asset you want to receive. Confirm the network on each side — USDT on the wrong network can mean lost funds.
步骤 2
Get a live aggregated quote
Monivo polls every connected provider and shows the best BTC/USDT output for your amount, including the network fee and the exact USDT you'll receive.
步骤 3
Paste your USDT wallet address
Enter the wallet that should receive your USDT. Double-check the first and last 6 characters — it must be a valid Tether (USDT) address.
步骤 4
Choose fixed or floating rate
For a stablecoin payout, a floating rate is usually cheapest. Use a fixed rate if you want the USDT amount locked before you deposit.
步骤 5
Send your BTC deposit
Send the exact BTC amount to the one-time deposit address shown. BTC typically confirms within 10–30 minutes.
步骤 6
Receive your USDT
Once confirmed, the swap executes automatically and USDT is pushed directly to your wallet — no withdrawal step.
BTC → USDT 的推荐提供商
Monivo 聚合了这些提供商的报价，并将您的 BTC→USDT 交易自动路由到在报价时支付最多的提供商。以下选择最适合此配对。
- #1
ChangeHero
Account-free swaps across 100+ assets with both fixed and floating rates.
为什么选择 BTC→USDT： Strong fixed-rate quotes — useful to lock the BTC→USDT rate before you deposit.
- #2
ChangeNOW
No-account, non-custodial swaps across 900+ assets and 70+ networks.
为什么选择 BTC→USDT： Fast settlement for BTC→USDT, typically within minutes of confirmation.
- #3
Changelly
Long-running aggregator with strong fixed-rate support and deep liquidity.
为什么选择 BTC→USDT： Tight spreads on BTC/USDT, which matters most when one side is a stablecoin.
费用、汇率和安全性
BTC→USDT 兑换有两层成本：Bitcoin 网络费用和包含在报价中的提供商价差。聚合路由会提前显示您收到的所有 USDT，因此请比较净支付额 — 而不是标题汇率。使用固定汇率在充值前锁定价格，或使用浮动汇率在您的充值确认时按市场价格结算。发送前务必验证目标网络以及您的 USDT 地址的前六位和后六位字符。
BTC → USDT 常见问题
How long does a BTC to USDT swap take?
Most BTC/USDT swaps settle in 10–30 minutes, depending on Bitcoin network confirmation times and destination network congestion.
Do I need an account to swap BTC for USDT?
No. Monivo is non-custodial — provide a Tether (USDT) address and swap directly from your wallet. No sign-up or KYC for standard BTC/USDT volumes.
What's the fee to swap BTC to USDT?
Monivo aggregates quotes and routes to the best executable BTC/USDT rate with no added spread. The displayed quote is what you receive; the Bitcoin network fee applies on top.
What's the minimum BTC to USDT swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Is swapping BTC to USDT safe?
Swapping through a reputable non-custodial route is safer than depositing to a centralised exchange because funds are never held by a third party. Verify the destination network and address before you send.