Échanger Bitcoin (BTC) contre Tether (USDT) (USDT)
Converting Bitcoin (BTC) to Tether (USDT) is how most traders realise gains without leaving crypto. Monivo aggregates quotes across providers and lets you settle USDT on the network that's cheapest to move next — Tron (TRC-20) for near-zero fees, Ethereum (ERC-20) for DeFi, or Solana / BSC / Arbitrum for specific ecosystems.
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How it works
- 1. Enter the amount of BTC to swap.
- 2. Paste your Tether (USDT) wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send BTC to the one-time deposit address.
- 5. Receive USDT in your wallet.
Why swap BTC to USDT on Monivo
- Aggregated best rate. Monivo compares quotes across multiple providers so your USDT payout is the highest available on the market at quote time.
- Non-custodial. Monivo never holds your BTC or USDT. The Tether (USDT) is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard BTC/USDT volumes.
- Fixed or floating rate. Lock the BTC/USDT rate at quote time, or use the market rate at execution.
Why swap BTC → USDT
- Lock in Bitcoin profits into a USD-pegged stable without a centralised exchange.
- Move to USDT-TRC20 for cheap peer-to-peer or cross-border transfers.
- Fund a Solana or BSC wallet with a stable balance before trading.
- Sit out volatility while keeping funds self-custodied.
Network fees explained
Sending BTC
Standard Bitcoin miner fee applies on the send side — set by your wallet, typically a few dollars.
Receiving USDT
USDT on Tron settles for cents. USDT on Ethereum costs whatever gas is at settlement time. USDT on Solana / BSC / Arbitrum sits between the two. Pick the network based on what you'll do with the USDT next — not just the receive fee.
Best wallets for USDT
- Trust Wallet. Multi-chain wallet with strong USDT-TRC20 and USDT-BEP20 support.
- MetaMask. Best for USDT-ERC20 and USDT on EVM L2s (Arbitrum, Optimism, Polygon).
- Phantom. Native Solana wallet — best for USDT-SPL.
- Ledger. Hardware storage for larger stable balances across networks.
Vérifiez l'adresse et le réseau de destination avant de confirmer — les transferts de cryptomonnaies sont irréversibles.
Frais et tarifs
Aucun frais caché : le taux affiché inclut déjà la marge de Monivo. Les frais de réseau blockchain et les éventuels frais de traitement du partenaire sont affichés intégralement avant confirmation, et le montant final que vous recevez est coté à l'avance.
Les frais de réseau sont fixés par la blockchain, pas par Monivo. Aucun compte, aucun abonnement et aucuns frais de retrait.
BTC → USDT FAQ
How do I swap BTC to USDT?
Enter the amount of Bitcoin you want to exchange, paste your Tether (USDT) wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDT directly to your wallet — no account required.
How long does a BTC to USDT swap take?
Most BTC/USDT swaps complete in 5–20 minutes, depending on Bitcoin network confirmation times.
What's the fee to swap BTC to USDT?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Bitcoin apply on top.
Do I need an account to exchange BTC for USDT?
No. Monivo is non-custodial — provide a Tether (USDT) address and swap directly from your wallet.
What's the minimum BTC to USDT swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Which USDT network is cheapest?
USDT on Tron (TRC-20) is the cheapest to send, usually under $1. USDT on Ethereum (ERC-20) is the most widely accepted but pays Ethereum gas on every transfer.
Can I swap BTC directly to USDT on Solana?
Yes. Pick USDT-SOL as the destination and paste a Solana address — the aggregated route settles USDT-SPL to your Phantom or Solflare wallet.
Is USDT fully backed?
Tether Ltd. publishes quarterly attestations of its reserves. USDT trades at ~1 USD but is not the same as holding dollars in a bank — that's a trade-off inherent to any centralised stablecoin.
Related pairs
Related comparisons for BTC → USDT
How Monivo stacks up against other exchanges and routes for these assets.
- Monivo vs Changelly for BTC → USDT swapsRates, limits and network support side by side.
- Monivo vs Binance: rates and fees for BTC → USDT swapsAggregated payouts versus Binance Convert's embedded spread.
- Stablecoin network comparison for BTC → USDT swapsTRC-20 vs ERC-20 transfers: fees, speed and routing.
- Monivo vs Uniswap: coverage and networks for BTC → USDT swapsConnection-free cross-chain routing versus an on-chain AMM.
- Instant exchanges compared for BTC → USDT swapsFixed versus floating rates and how fast each settles.
Learn more about swapping BTC to USDT
- Comment échanger de la cryptoExplication étape par étape pour échanger n'importe quelle paire en toute sécurité, taux fixe contre variable.
- Comment échanger du BTC contre du XMRConvertissez du Bitcoin en Monero en toute confidentialité : sans compte, sans KYC, avec conseils sur les portefeuilles, prestataires, frais et bonnes pratiques de confidentialité.
- Guide portefeuille et swap TIA (Celestia)Échangez du TIA contre du SOL, de l'ETH et plus encore sans compte ni KYC, ainsi que les meilleurs portefeuilles non custodiaux pour Celestia (Keplr, Leap).
Canonical: https://monivo.io/swap/btc-to-usdt