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Monivo

将 XRP (XRP) 兑换为 Bitcoin (BTC)

Exchange XRP (XRP) for Bitcoin (BTC) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your XRP → BTC trade to the best execution. Non-custodial, no account, and settled directly to your BTC wallet — typically in 5–20 minutes.

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How it works

  1. 1. Enter the amount of XRP to swap.
  2. 2. Paste your Bitcoin wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send XRP to the one-time deposit address.
  5. 5. Receive BTC in your wallet.
Read the full XRP → BTC step-by-step guide →

XRP → BTC routing details

Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most BTC. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.

Network and settlement details for swapping XRP to Bitcoin
DetailYou send — XRPYou receive — BTC
Supported networks
  • XRP Ledger (native, destination tag may apply)
  • Bitcoin (native)
Confirmations1 validation (seconds)1–2 confirmations (~10–20 minutes)
Typical processingTypically 3–10 minutes end to endTypically 10–30 minutes end to end
CustodySent from your own XRP wallet to a one-time deposit address.Paid straight to the Bitcoin address you provide — Monivo never holds funds.

Fixed rate or floating rate for XRP → BTC?

Fixed rate

The BTC amount is locked when you confirm. The provider carries the market risk while your XRP deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your XRP deposit lands. Usually pays out slightly more BTC than a fixed quote, but the final amount can move up or down while the deposit confirms.

Why swap XRP to BTC on Monivo

  • Aggregated rate comparison. Monivo compares quotes across multiple providers so your BTC payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
  • Non-custodial. Monivo never holds your XRP or BTC. The Bitcoin is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard XRP/BTC volumes.
  • Fixed or floating rate. Lock the XRP/BTC rate at quote time, or use the market rate at execution.
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在确认前，请验证目标地址和网络——加密货币转账不可逆。

费用和定价

零附加费用：Monivo 不收取平台费、最低费用或提现费 — 您看到的汇率就是您得到的汇率。区块链网络费用在您确认前会完整显示，您收到的最终金额会预先报价。

Monivo 不会向提供商报价添加额外的费用或加价。当通过我们的平台推荐完成兑换时，Monivo 可能会从流动性提供商处赚取佣金。提供商的点差和适用的网络成本已反映在报价金额中。

网络费用由区块链设定，而非 Monivo。 无需账户，无需订阅，也无提现费用。24/7 全天候在线支持。

XRP → BTC FAQ

How do I swap XRP to BTC?

Enter the amount of XRP you want to exchange, paste your Bitcoin wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles BTC directly to your wallet — no account required.

How long does a XRP to BTC swap take?

Most XRP/BTC swaps complete in 5–20 minutes, depending on XRP network confirmation times.

What's the fee to swap XRP to BTC?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for XRP apply on top.

Do I need an account to exchange XRP for BTC?

No. Monivo is non-custodial — provide a Bitcoin address and swap directly from your wallet.

What's the minimum XRP to BTC swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

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Canonical: https://monivo.io/swap/xrp-to-btc