Dai (Ethereum) (DAI) Preis — DAI kaufen & tauschen

The story behind Dai (Ethereum)

MakerDAO launched single-collateral Dai in December 2017, backed only by ether locked in a smart contract, and followed it with multi-collateral Dai in 2019, making Dai the first widely used stablecoin without a company custodying dollars in a vault somewhere.

Over time the protocol added USDC and tokenised US Treasuries to its backing, a pragmatic concession that improved stability at the cost of pure decentralisation, and in 2024 it rebranded itself as Sky with USDS positioned as Dai's intended successor token.

What DAI is used for

You would use DAI across DeFi as borrowable dollars, as collateral inside lending markets, or as a stablecoin you can mint yourself, permissionlessly, by locking crypto into a vault rather than asking anyone's permission. The Dai Savings Rate pays holders a yield set by governance, funded out of the protocol's own lending income rather than out of thin air.

Dai (Ethereum) in the market today

DAI is the largest decentralised stablecoin, though still far smaller than USDT or USDC in absolute terms. Its reliance on centralised collateral such as USDC and Treasuries has fuelled a long-running argument inside its own community about how decentralised the project genuinely still is — a debate that goes to the heart of what the token was built to prove in the first place.

Wie man DAI kauft oder tauscht

1. Wählen Sie DAI als den Vermögenswert, den Sie erhalten möchten.
2. Wählen Sie aus, womit Sie bezahlen möchten – Krypto oder eine Fiat-Karte.
3. Monivo vergleicht jede verbundene Börse und leitet Ihre Bestellung zum besten verfügbaren Kurs weiter.
4. Fügen Sie Ihre Wallet-Adresse ein und bestätigen Sie – Gelder kommen in Minuten an.