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Monivo
No account · No ID · Non-custodial

No-KYC crypto swap

Swap crypto without an account, an email address or an identity document. Monivo quotes every connected no-KYC provider on your pair and routes the deposit to whichever one pays out most — settling wallet to wallet, usually inside 15 minutes.

  • No sign-up, no ID upload, no stored balance
  • Aggregated rates across every no-KYC provider
  • Payout goes straight to a wallet you control
  • Typical settlement in under 10 minutes
Start a swapCompare no-KYC exchangesPick a no-KYC wallet
Geben Sie den Betrag ein, den Sie tauschen möchten
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Live-Kurse werden abgerufen…

Live quote from every connected provider. No account is created at any step.

Live no-KYC swap rates by route

The same pair can price 1–3% apart between venues at any given minute. These are the highest-intent no-KYC routes, quoted across every connected provider at the notional you pick, so you can see what the route actually costs rather than the advertised fee.

Live No-KYC-Routenvergleich: bester Anbieter, Auszahlung und Gesamtkosten für einen 1.000,00 $-Swap
RouteSie sendenBester AnbieterSie erhaltenGesamtkostenETATauschen
BTC → XMR—Nicht geladen———Tauschen
XMR → BTC—Nicht geladen———Tauschen
XMR → USDT—Nicht geladen———Tauschen
USDT → BTC—Nicht geladen———Tauschen
ETH → BTC—Nicht geladen———Tauschen
BTC → USDT—Nicht geladen———Tauschen
USDT → XMR—Nicht geladen———Tauschen
SOL → USDT—Nicht geladen———Tauschen

Die Gesamtkosten sind die Differenz zwischen dem Mid-Market-Wert Ihrer Einzahlung und der Auszahlung, die der gewinnende Anbieter anbietet – Spread und Anbietergebühr kombiniert. Netzwerkgebühren auf der Einzahlungskette werden von Ihrer Wallet bezahlt und sind nicht enthalten. Die Angebote werden alle 15 Sekunden aktualisiert, während dieser Abschnitt geladen ist, und sind indikativ, bis Sie eine Bestellung bestätigen.

How a no-KYC swap works, step by step

  1. 1

    Pick the pair and enter an amount

    Choose what you are sending and what you want back. Monivo quotes every connected no-KYC provider on that exact pair and shows the best executable payout, not a headline rate.

  2. 2

    Choose a fixed or floating rate

    A fixed rate locks your payout for the deposit window, so market movement during confirmation cannot cut your receive amount. A floating rate is usually a little cheaper but settles at the rate when your deposit confirms.

  3. 3

    Paste the receiving address you control

    There is no account and no deposit balance. The address you supply is where the swap settles, so check the network matches the asset — USDT on Tron is not USDT on Ethereum, and a wrong-network payout cannot be recovered.

  4. 4

    Send the deposit from your own wallet

    You get a one-time deposit address and a countdown. Send from any self-custody wallet; no email, no sign-up, no identity documents are collected anywhere in this flow.

  5. 5

    Track settlement and get paid out

    The order page updates live as the deposit confirms, the provider executes, and the payout transaction is broadcast. Save the order link — it is the only record of the swap and there is no account to log back into.

Why swap instead of using an account-based exchange

No account means nothing to breach

Exchanges leak because they store identity documents and balances. A swap that never asks for either has nothing worth stealing if the venue is compromised.

Non-custodial by construction

Funds move wallet to wallet through the provider. Monivo never takes custody, so there is no balance to freeze and no withdrawal queue to wait in.

Aggregated pricing beats single venues

The same pair can differ by 1-3% between providers on any given minute. Quoting all of them and routing to the winner is where the real saving is, not in the advertised fee.

Works on long-tail assets

Account-based exchanges delist thin markets. Aggregated swap routing keeps 1,000+ assets across 40+ networks reachable without an onboarding flow.

What no KYC does not mean

Account-free is not anonymous. Deposits and payouts are permanently visible on public blockchains, providers screen incoming funds against sanctions and stolen-funds lists, and a swap is still a taxable disposal in most jurisdictions — see crypto swap taxes. If you want on-chain privacy rather than just account privacy, route through Monero, and read what KYC actually is before deciding what you need.

Swap without handing over your identity

One quote across every no-KYC provider, one deposit, one payout to your own wallet.

  • No identity documents
  • Non-custodial settlement
  • Best executable rate
Get a no-KYC quote

Für Vertrauen gebaut

Sicherheit, die Sie vor der Zahlung überprüfen können

Jeder Tausch ist nicht-treuhänderisch, wird über geprüfte Liquiditätspartner geleitet und direkt an die von Ihnen kontrollierte Wallet-Adresse ausgezahlt.

Nicht-treuhänderisch

Monivo verwahrt Ihre Kryptowährungen niemals. Auszahlungen erfolgen direkt an die von Ihnen angegebene Wallet-Adresse.

Kein Konto, kein KYC

Tauschen Sie ohne Registrierung oder Identitätsprüfung für Standardvolumen. E-Mail nur, wenn Sie eine Quittung wünschen.

Ende-zu-Ende-verschlüsselt

Der gesamte Traffic wird über HTTPS/TLS bereitgestellt. Wallet-Adressen berühren niemals Analysedienste Dritter.

Geprüfte Tauschpartner

Kurse werden von etablierten Liquiditätsanbietern aggregiert und an die beste Ausführung geleitet.

Tauschpartner, über die wir leiten

FixedFloatChangellyChangeNOWSimpleSwapStealthEXLetsExchangeChangeHeroGodexBinanceOKXHitBTCKraken

Bitte vor dem Tausch lesen

  • Die angegebenen Kurse sind Schätzungen, bis Sie einen Kurs bei der Überprüfung festlegen. Floating Orders werden zum Marktkurs zum Zeitpunkt der Ausführung abgerechnet.
  • Krypto-Transfers sind irreversibel – überprüfen Sie immer die Zieladresse und das Netzwerk, bevor Sie bestätigen.
  • Monivo bietet lediglich Swap-Routing an. Nichts auf dieser Website ist eine Finanzberatung; Krypto beinhaltet Risiken.
  • Die Serviceverfügbarkeit, unterstützte Assets und Netzwerke können je nach Gerichtsbarkeit und Swap-Partner variieren.

Häufig gestellte Fragen

Is a no-KYC crypto swap actually anonymous?

It is account-free and identity-free, which is not the same as anonymous. Your deposit and payout are recorded on public blockchains, and your IP is visible to the venue and your network provider unless you use a VPN or Tor. If you need on-chain privacy as well, route through Monero rather than relying on the exchange.

Do I need to register or verify anything to swap?

No. Crypto-to-crypto swaps on Monivo require a destination address and a deposit — no email, no password, no ID document. Fiat card and bank on-ramps are handled by regulated partners and do require verification, because fiat rails legally require it.

Is there a limit before KYC is triggered?

There is no verification threshold on crypto-to-crypto swaps. Providers do run AML screening on deposits, and a deposit flagged as coming from a sanctioned or stolen source can be held pending review. That is a compliance hold on tainted funds, not routine identity verification.

Fixed rate or floating rate — which should I choose?

Fixed for volatile assets, large amounts, or slow-confirming deposits like Bitcoin, because your payout cannot move against you. Floating for fast-settling, low-volatility routes such as stablecoin pairs, where the tighter spread usually wins.

How long does a no-KYC swap take?

Most routes settle in 5 to 30 minutes. The variable is deposit confirmation on the sending chain, not the swap: Tron and Solana confirm in under a minute, Bitcoin typically needs one to three blocks.

What happens if I send the wrong amount?

Providers accept a deposit outside the quoted range by either re-quoting at the current rate or offering a refund to a return address. Always set a return address when the provider offers one — it is the only recovery path when there is no account attached to the order.

Can US residents use a no-KYC swap?

Crypto-to-crypto swap routing is generally available, but availability and obligations depend on where you live. See our breakdown for US users for what applies and what does not.

Is swapping without KYC legal?

Using a non-custodial exchange is legal in most jurisdictions. Avoiding identity verification does not remove tax obligations — in the US and most of the EU, a crypto-to-crypto swap is a taxable disposal that you must report regardless of where it happened.

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