How to swap USDC to BTC: step-by-step guide
在几分钟内将 USD Coin (USDC) (USDC) 兑换为 Bitcoin (BTC) — 非托管、无需账户、直接结算到您的 BTC 钱包,通常在 5–20 minutes 内完成。
TL;DR
- • 选择 USDC → BTC 配对并输入您的金额。
- • 获取来自所有提供商的实时聚合报价。
- • 粘贴您的 BTC 钱包地址。
- • 选择固定或浮动汇率,然后发送您的 USDC。
- • 在大约 5–20 minutes 内收到 BTC。
1/4Select pair
分步操作:将 USDC 兑换为 BTC
步骤 1
Pick the USDC → BTC pair
Select USDC as the asset you're sending and BTC as the asset you want to receive. Confirm the network on each side — BTC on the wrong network can mean lost funds.
步骤 2
Get a live aggregated quote
Monivo polls every connected provider and shows the best USDC/BTC output for your amount, including the network fee and the exact BTC you'll receive.
步骤 3
Paste your BTC wallet address
Enter the wallet that should receive your BTC. Double-check the first and last 6 characters — it must be a valid Bitcoin address.
步骤 4
Choose fixed or floating rate
Use a fixed rate to lock the USDC/BTC rate (~10 min), or a floating rate to settle at the market price when your deposit confirms.
步骤 5
Send your USDC deposit
Send the exact USDC amount to the one-time deposit address shown. USDC typically confirms within 5–20 minutes.
步骤 6
Receive your BTC
Once confirmed, the swap executes automatically and BTC is pushed directly to your wallet — no withdrawal step.
USDC → BTC 的推荐提供商
Monivo 聚合了这些提供商的报价,并将您的 USDC→BTC 交易自动路由到在报价时支付最多的提供商。以下选择最适合此配对。
- #1
ChangeHero
Account-free swaps across 100+ assets with both fixed and floating rates.
为什么选择 USDC→BTC: Strong fixed-rate quotes — useful to lock the USDC→BTC rate before you deposit.
- #2
ChangeNOW
No-account, non-custodial swaps across 900+ assets and 70+ networks.
为什么选择 USDC→BTC: Fast settlement for USDC→BTC, typically within minutes of confirmation.
- #3
Changelly
Long-running aggregator with strong fixed-rate support and deep liquidity.
为什么选择 USDC→BTC: Tight spreads on USDC/BTC, which matters most when one side is a stablecoin.
费用、汇率和安全性
USDC→BTC 兑换有两层成本:USD Coin (USDC) 网络费用和包含在报价中的提供商价差。聚合路由会提前显示您收到的所有 BTC,因此请比较净支付额 — 而不是标题汇率。使用固定汇率在充值前锁定价格,或使用浮动汇率在您的充值确认时按市场价格结算。发送前务必验证目标网络以及您的 BTC 地址的前六位和后六位字符。
USDC → BTC 常见问题
How long does a USDC to BTC swap take?
Most USDC/BTC swaps settle in 5–20 minutes, depending on USD Coin (USDC) network confirmation times and destination network congestion.
Do I need an account to swap USDC for BTC?
No. Monivo is non-custodial — provide a Bitcoin address and swap directly from your wallet. No sign-up or KYC for standard USDC/BTC volumes.
What's the fee to swap USDC to BTC?
Monivo aggregates quotes and routes to the best executable USDC/BTC rate with no added spread. The displayed quote is what you receive; the USD Coin (USDC) network fee applies on top.
What's the minimum USDC to BTC swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Is swapping USDC to BTC safe?
Swapping through a reputable non-custodial route is safer than depositing to a centralised exchange because funds are never held by a third party. Verify the destination network and address before you send.