How to swap USDT to XMR: step-by-step guide
在几分钟内将 Tether (USDT) (USDT) 兑换为 Monero (XMR) — 非托管、无需账户、直接结算到您的 XMR 钱包，通常在 5–20 minutes 内完成。
TL;DR
- • 选择 USDT → XMR 配对并输入您的金额。
- • 获取来自所有提供商的实时聚合报价。
- • 粘贴您的 XMR 钱包地址。
- • 选择固定或浮动汇率，然后发送您的 USDT。
- • 在大约 5–20 minutes 内收到 XMR。
1/4Select pair
分步操作：将 USDT 兑换为 XMR
步骤 1
Pick the USDT → XMR pair
Select USDT as the asset you're sending and XMR as the asset you want to receive. Confirm the network on each side — XMR on the wrong network can mean lost funds.
步骤 2
Get a live aggregated quote
Monivo polls every connected provider and shows the best USDT/XMR output for your amount, including the network fee and the exact XMR you'll receive.
步骤 3
Paste your XMR wallet address
Enter the wallet that should receive your XMR. Double-check the first and last 6 characters — it must be a valid Monero address.
步骤 4
Choose fixed or floating rate
Use a fixed rate to lock the USDT/XMR rate (~10 min), or a floating rate to settle at the market price when your deposit confirms.
步骤 5
Send your USDT deposit
Send the exact USDT amount to the one-time deposit address shown. USDT typically confirms within 5–20 minutes.
步骤 6
Receive your XMR
Once confirmed, the swap executes automatically and XMR is pushed directly to your wallet — no withdrawal step.
USDT → XMR 的推荐提供商
Monivo 聚合了这些提供商的报价，并将您的 USDT→XMR 交易自动路由到在报价时支付最多的提供商。以下选择最适合此配对。
- #1
ChangeNOW
No-account, non-custodial swaps across 900+ assets and 70+ networks.
为什么选择 USDT→XMR： Reliable USDT→XMR liquidity for privacy assets with no account or KYC required.
- #2
StealthEX
Account-free swaps with broad privacy-coin coverage.
为什么选择 USDT→XMR： Reliable USDT→XMR liquidity for privacy assets with no account or KYC required.
- #3
FixedFloat
Fast, privacy-friendly swaps with no registration and Lightning support.
为什么选择 USDT→XMR： Reliable USDT→XMR liquidity for privacy assets with no account or KYC required.
费用、汇率和安全性
USDT→XMR 兑换有两层成本：Tether (USDT) 网络费用和包含在报价中的提供商价差。聚合路由会提前显示您收到的所有 XMR，因此请比较净支付额 — 而不是标题汇率。使用固定汇率在充值前锁定价格，或使用浮动汇率在您的充值确认时按市场价格结算。发送前务必验证目标网络以及您的 XMR 地址的前六位和后六位字符。
USDT → XMR 常见问题
How long does a USDT to XMR swap take?
Most USDT/XMR swaps settle in 5–20 minutes, depending on Tether (USDT) network confirmation times and destination network congestion.
Do I need an account to swap USDT for XMR?
No. Monivo is non-custodial — provide a Monero address and swap directly from your wallet. No sign-up or KYC for standard USDT/XMR volumes.
What's the fee to swap USDT to XMR?
Monivo aggregates quotes and routes to the best executable USDT/XMR rate with no added spread. The displayed quote is what you receive; the Tether (USDT) network fee applies on top.
What's the minimum USDT to XMR swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Is swapping USDT to XMR safe?
Swapping through a reputable non-custodial route is safer than depositing to a centralised exchange because funds are never held by a third party. Verify the destination network and address before you send.