No-KYC crypto swap
Swap crypto without an account, an email address or an identity document. Monivo quotes every connected no-KYC provider on your pair and routes the deposit to whichever one pays out most — settling wallet to wallet, usually inside 15 minutes.
- No sign-up, no ID upload, no stored balance
- Aggregated rates across every no-KYC provider
- Payout goes straight to a wallet you control
- Typical settlement in 5–30 minutes
Garantie du meilleur prix
Nous avons comparé 6 fournisseurs en temps réel
Live quote from every connected provider. No account is created at any step.
Live no-KYC swap rates by route
The same pair can price 1–3% apart between venues at any given minute. These are the highest-intent no-KYC routes, quoted across every connected provider at the notional you pick, so you can see what the route actually costs rather than the advertised fee.
| Itinéraire | Vous envoyez | Meilleur fournisseur | Vous recevez | Coût total | Délai estimé | Échanger |
|---|---|---|---|---|---|---|
| BTC → XMR | — | Non chargé | — | — | — | Échanger |
| XMR → BTC | — | Non chargé | — | — | — | Échanger |
| XMR → USDT | — | Non chargé | — | — | — | Échanger |
| USDT → BTC | — | Non chargé | — | — | — | Échanger |
| ETH → BTC | — | Non chargé | — | — | — | Échanger |
| BTC → USDT | — | Non chargé | — | — | — | Échanger |
| USDT → XMR | — | Non chargé | — | — | — | Échanger |
| SOL → USDT | — | Non chargé | — | — | — | Échanger |
Le coût total correspond à la différence entre la valeur moyenne du marché de votre dépôt et le montant coté par le fournisseur retenu — écart et frais du fournisseur combinés. Les frais de réseau sur la chaîne de dépôt sont à la charge de votre portefeuille et ne sont pas inclus. Les cotations sont actualisées toutes les 15 secondes tant que cette section est chargée et restent indicatives jusqu'à la confirmation d'une commande.
How a no-KYC swap works, step by step
- 1
Pick the pair and enter an amount
Choose what you are sending and what you want back. Monivo quotes every connected no-KYC provider on that exact pair and shows the best executable payout, not a headline rate.
- 2
Choose a fixed or floating rate
A fixed rate locks your payout for the deposit window, so market movement during confirmation cannot cut your receive amount. A floating rate is usually a little cheaper but settles at the rate when your deposit confirms.
- 3
Paste the receiving address you control
There is no account and no deposit balance. The address you supply is where the swap settles, so check the network matches the asset — USDT on Tron is not USDT on Ethereum, and a wrong-network payout cannot be recovered.
- 4
Send the deposit from your own wallet
You get a one-time deposit address and a countdown. Send from any self-custody wallet; no email, no sign-up, no identity documents are collected anywhere in this flow.
- 5
Track settlement and get paid out
The order page updates live as the deposit confirms, the provider executes, and the payout transaction is broadcast. Save the order link — it is the only record of the swap and there is no account to log back into.
Why swap instead of using an account-based exchange
No account means nothing to breach
Exchanges leak because they store identity documents and balances. A swap that never asks for either has nothing worth stealing if the venue is compromised.
Non-custodial by construction
Funds move wallet to wallet through the provider. Monivo never takes custody, so there is no balance to freeze and no withdrawal queue to wait in.
Aggregated pricing beats single venues
The same pair can differ by 1-3% between providers on any given minute. Quoting all of them and routing to the winner is where the real saving is, not in the advertised fee.
Works on long-tail assets
Account-based exchanges delist thin markets. Aggregated swap routing keeps 1,000+ assets across 40+ networks reachable without an onboarding flow.
What no KYC does not mean
Account-free is not anonymous. Deposits and payouts are permanently visible on public blockchains, providers screen incoming funds against sanctions and stolen-funds lists, and a swap is still a taxable disposal in most jurisdictions — see crypto swap taxes. If you want on-chain privacy rather than just account privacy, route through Monero, and read what KYC actually is before deciding what you need.
Swap without handing over your identity
One quote across every no-KYC provider, one deposit, one payout to your own wallet.
- No identity documents
- Non-custodial settlement
- Best executable rate
Conçu pour la confiance
Une sécurité vérifiable avant de payer
Chaque échange est sans dépôt, acheminé via des partenaires de liquidité vérifiés, et réglé directement à l'adresse de portefeuille que vous contrôlez.
Sans dépôt
Monivo ne détient jamais vos cryptos. Les paiements sont réglés directement à l'adresse de portefeuille que vous indiquez.
Sans compte, sans KYC
Échangez sans inscription ni vérification d'identité pour les volumes standards. E-mail uniquement si vous souhaitez un reçu.
Chiffré de bout en bout
Tout le trafic passe par HTTPS/TLS. Les adresses de portefeuille ne sont jamais transmises à des outils d'analyse tiers.
Partenaires d'échange vérifiés
Les cotations sont agrégées auprès de fournisseurs de liquidité établis et acheminées vers la meilleure exécution.
Partenaires d'échange utilisés
À lire avant d'échanger
- Les taux affichés sont des estimations jusqu'à ce que vous verrouilliez un taux lors de la vérification. Les ordres flottants se règlent au taux du marché au moment de l'exécution.
- Les transferts de cryptomonnaies sont irréversibles — vérifiez toujours l'adresse et le réseau de destination avant de confirmer.
- Monivo propose uniquement un service d'acheminement d'échanges. Rien sur ce site ne constitue un conseil financier ; les cryptomonnaies comportent des risques.
- La disponibilité du service, des actifs pris en charge et des réseaux peut varier selon la juridiction et le partenaire d'échange.
Questions fréquentes
Is a no-KYC crypto swap actually anonymous?
It is account-free and identity-free, which is not the same as anonymous. Your deposit and payout are recorded on public blockchains, and your IP is visible to the venue and your network provider unless you use a VPN or Tor. If you need on-chain privacy as well, route through Monero rather than relying on the exchange.
Do I need to register or verify anything to swap?
No. Crypto-to-crypto swaps on Monivo require a destination address and a deposit — no email, no password, no ID document. Fiat card and bank on-ramps are handled by regulated partners and do require verification, because fiat rails legally require it.
Is there a limit before KYC is triggered?
There is no verification threshold on crypto-to-crypto swaps. Providers do run AML screening on deposits, and a deposit flagged as coming from a sanctioned or stolen source can be held pending review. That is a compliance hold on tainted funds, not routine identity verification.
Fixed rate or floating rate — which should I choose?
Fixed for volatile assets, large amounts, or slow-confirming deposits like Bitcoin, because your payout cannot move against you. Floating for fast-settling, low-volatility routes such as stablecoin pairs, where the tighter spread usually wins.
How long does a no-KYC swap take?
Most routes settle in 5 to 30 minutes. The variable is deposit confirmation on the sending chain, not the swap: Tron and Solana confirm in under a minute, Bitcoin typically needs one to three blocks.
What happens if I send the wrong amount?
Providers accept a deposit outside the quoted range by either re-quoting at the current rate or offering a refund to a return address. Always set a return address when the provider offers one — it is the only recovery path when there is no account attached to the order.
Can US residents use a no-KYC swap?
Crypto-to-crypto swap routing is generally available, but availability and obligations depend on where you live. See our breakdown for US users for what applies and what does not.
Is swapping without KYC legal?
Using a non-custodial exchange is legal in most jurisdictions. Avoiding identity verification does not remove tax obligations — in the US and most of the EU, a crypto-to-crypto swap is a taxable disposal that you must report regardless of where it happened.
En savoir plus
- Meilleurs exchanges crypto sans KYC (2026)Comparez les exchanges sans KYC qui fonctionnent encore sans compte : limites, modèle de garde et compromis en matière de confidentialité.
- Comment échanger du BTC contre du XMRConvertissez du Bitcoin en Monero en toute confidentialité : sans compte, sans KYC, avec conseils sur les portefeuilles, prestataires, frais et bonnes pratiques de confidentialité.
- L'exchange crypto instantanéComment les exchanges instantanés et non custodiaux règlent les swaps en quelques minutes sans compte.
Comparer les exchanges
- Best crypto exchange (2026)Comment les principales plateformes d'échange sans compte se comparent sur les taux, les frais, la couverture et la garde.
- Monivo vs ChangellyCotations agrégées du meilleur de plusieurs fournisseurs face à un exchange à fournisseur unique : taux, KYC et couverture.
- Monivo vs ChangeNOWComparaison directe sur la transparence des prix, la prise en charge des cryptos de confidentialité et les exigences de compte.