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Monivo

将 Bitcoin (BTC) 兑换为 Stellar (XLM)

Exchange Bitcoin (BTC) for Stellar (XLM) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your BTC → XLM trade to the best execution. Non-custodial, no account, and settled directly to your XLM wallet — typically in 5–20 minutes.

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How it works

  1. 1. Enter the amount of BTC to swap.
  2. 2. Paste your Stellar wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send BTC to the one-time deposit address.
  5. 5. Receive XLM in your wallet.

BTC → XLM routing details

Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most XLM. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.

Network and settlement details for swapping Bitcoin to Stellar
DetailYou send — BTCYou receive — XLM
Supported networks
  • Bitcoin (native)
  • Native chain
Confirmations1–2 confirmations (~10–20 minutes)Provider-defined (usually 1–12)
Typical processingTypically 10–30 minutes end to endTypically 5–20 minutes end to end
CustodySent from your own BTC wallet to a one-time deposit address.Paid straight to the Stellar address you provide — Monivo never holds funds.

Fixed rate or floating rate for BTC → XLM?

Fixed rate

The XLM amount is locked when you confirm. The provider carries the market risk while your BTC deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your BTC deposit lands. Usually pays out slightly more XLM than a fixed quote, but the final amount can move up or down while the deposit confirms.

Why swap BTC to XLM on Monivo

  • Aggregated rate comparison. Monivo compares quotes across multiple providers so your XLM payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
  • Non-custodial. Monivo never holds your BTC or XLM. The Stellar is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard BTC/XLM volumes.
  • Fixed or floating rate. Lock the BTC/XLM rate at quote time, or use the market rate at execution.
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在确认前，请验证目标地址和网络——加密货币转账不可逆。

费用和定价

零附加费用：Monivo 不收取平台费、最低费用或提现费 — 您看到的汇率就是您得到的汇率。区块链网络费用在您确认前会完整显示，您收到的最终金额会预先报价。

Monivo 不会向提供商报价添加额外的费用或加价。当通过我们的平台推荐完成兑换时，Monivo 可能会从流动性提供商处赚取佣金。提供商的点差和适用的网络成本已反映在报价金额中。

网络费用由区块链设定，而非 Monivo。 无需账户，无需订阅，也无提现费用。24/7 全天候在线支持。

BTC → XLM FAQ

How do I swap BTC to XLM?

Enter the amount of Bitcoin you want to exchange, paste your Stellar wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles XLM directly to your wallet — no account required.

How long does a BTC to XLM swap take?

Most BTC/XLM swaps complete in 5–20 minutes, depending on Bitcoin network confirmation times.

What's the fee to swap BTC to XLM?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Bitcoin apply on top.

Do I need an account to exchange BTC for XLM?

No. Monivo is non-custodial — provide a Stellar address and swap directly from your wallet.

What's the minimum BTC to XLM swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

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Canonical: https://monivo.io/swap/btc-to-xlm