Swap Bitcoin (BTC) to Stellar (XLM)
Exchange Bitcoin (BTC) for Stellar (XLM) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your BTC → XLM trade to the best execution. Non-custodial, no account, and settled directly to your XLM wallet — typically in 5–20 minutes.
Best Price Guarantee
We compared 6 providers in real time
How it works
- 1. Enter the amount of BTC to swap.
- 2. Paste your Stellar wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send BTC to the one-time deposit address.
- 5. Receive XLM in your wallet.
Why swap BTC to XLM on Monivo
- Aggregated best rate. Monivo compares quotes across multiple providers so your XLM payout is the highest available on the market at quote time.
- Non-custodial. Monivo never holds your BTC or XLM. The Stellar is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard BTC/XLM volumes.
- Fixed or floating rate. Lock the BTC/XLM rate at quote time, or use the market rate at execution.
Verify the destination address and network before confirming — crypto transfers are irreversible.
Fees and pricing
No hidden fees: the rate you see already includes Monivo's spread. Blockchain network fees and any partner processing fee are shown in full before you confirm, and the final amount you receive is quoted up front.
Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge.
BTC → XLM FAQ
How do I swap BTC to XLM?
Enter the amount of Bitcoin you want to exchange, paste your Stellar wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles XLM directly to your wallet — no account required.
How long does a BTC to XLM swap take?
Most BTC/XLM swaps complete in 5–20 minutes, depending on Bitcoin network confirmation times.
What's the fee to swap BTC to XLM?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Bitcoin apply on top.
Do I need an account to exchange BTC for XLM?
No. Monivo is non-custodial — provide a Stellar address and swap directly from your wallet.
What's the minimum BTC to XLM swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Related pairs
Related comparisons for BTC → XLM
How Monivo stacks up against other exchanges and routes for these assets.
- Monivo vs Changelly for BTC → XLM swapsRates, limits and network support side by side.
- Monivo vs Kraken: coverage and networks for BTC → XLM swapsAsset and network support versus a regulated custodial exchange.
- Monivo vs Uniswap: coverage and networks for BTC → XLM swapsConnection-free cross-chain routing versus an on-chain AMM.
- Instant exchanges compared for BTC → XLM swapsFixed versus floating rates and how fast each settles.
- Monivo vs ChangeNOW for BTC → XLM swapsMulti-provider quotes versus a single exchange desk.
Learn more about swapping BTC to XLM
- How to swap cryptoStep-by-step walkthrough for swapping any pair safely, with fixed vs floating rates explained.
- How to swap BTC to XMRConvert Bitcoin to Monero privately — no account, no KYC, with wallet tips, providers, fees and privacy best practices.
- TIA (Celestia) wallet & swap guideSwap TIA to SOL, ETH and more with no account or KYC, plus the best non-custodial Celestia wallets (Keplr, Leap).
Canonical: https://monivo.io/swap/btc-to-xlm