Swap Bitcoin (BTC) to USD Coin (USDC) (USDC)

Exchange Bitcoin (BTC) for USD Coin (USDC) (USDC) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your BTC → USDC trade to the best execution. Non-custodial, no account, and settled directly to your USDC wallet — typically in 5–20 minutes.

You Send

You Get

Aggregating providers

Best rate

+0.63% vs worst quote

You get

1,024.31 USDC

via FixedFloat~6 min

Best Price Guarantee

We compared 7 providers in real time

You save

+0.38%

+3.9111 USDC extra in your wallet

Best rate

7 offers

How it works

1. Enter the amount of BTC to swap.
2. Paste your USD Coin (USDC) wallet address.
3. Pick a fixed or floating rate.
4. Send BTC to the one-time deposit address.
5. Receive USDC in your wallet.

Read the full BTC → USDC step-by-step guide →

Why swap BTC to USDC on Monivo

Aggregated best rate. Monivo compares quotes across multiple providers so your USDC payout is the highest available on the market at quote time.
Non-custodial. Monivo never holds your BTC or USDC. The USD Coin (USDC) is sent straight to the wallet address you provide.
No account. No sign-up, no email, no KYC for standard BTC/USDC volumes.
Fixed or floating rate. Lock the BTC/USDC rate at quote time, or use the market rate at execution.

Non-custodial

No account, no KYC

Encrypted end-to-end

Vetted swap partners

Routed via

Verify the destination address and network before confirming — crypto transfers are irreversible.

BTC → USDC FAQ

How do I swap BTC to USDC?

Enter the amount of Bitcoin you want to exchange, paste your USD Coin (USDC) wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDC directly to your wallet — no account required.

How long does a BTC to USDC swap take?

Most BTC/USDC swaps complete in 5–20 minutes, depending on Bitcoin network confirmation times.

What's the fee to swap BTC to USDC?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Bitcoin apply on top.

Do I need an account to exchange BTC for USDC?

No. Monivo is non-custodial — provide a USD Coin (USDC) address and swap directly from your wallet.

What's the minimum BTC to USDC swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Related pairs

Learn more about swapping BTC to USDC

Canonical: https://monivo.io/swap/btc-to-usdc