Swap Tether (USDT) (USDT) to USD Coin (USDC) (USDC)

Exchange Tether (USDT) (USDT) for USD Coin (USDC) (USDC) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your USDT → USDC trade to the best execution. Non-custodial, no account, and settled directly to your USDC wallet — typically in 5–20 minutes.

You Send

You Get

Aggregating providers

Best rate

+0.63% vs worst quote

You get

0.00995 USDC

via ChangeNOW~8 min

Best Price Guarantee

We compared 7 providers in real time

You save

+0.25%

+0.000025 USDC extra in your wallet

Best rate

7 offers

How it works

1. Enter the amount of USDT to swap.
2. Paste your USD Coin (USDC) wallet address.
3. Pick a fixed or floating rate.
4. Send USDT to the one-time deposit address.
5. Receive USDC in your wallet.

Read the full USDT → USDC step-by-step guide →

Why swap USDT to USDC on Monivo

Aggregated best rate. Monivo compares quotes across multiple providers so your USDC payout is the highest available on the market at quote time.
Non-custodial. Monivo never holds your USDT or USDC. The USD Coin (USDC) is sent straight to the wallet address you provide.
No account. No sign-up, no email, no KYC for standard USDT/USDC volumes.
Fixed or floating rate. Lock the USDT/USDC rate at quote time, or use the market rate at execution.

Non-custodial

No account, no KYC

Encrypted end-to-end

Vetted swap partners

Routed via

Verify the destination address and network before confirming — crypto transfers are irreversible.

USDT → USDC FAQ

How do I swap USDT to USDC?

Enter the amount of Tether (USDT) you want to exchange, paste your USD Coin (USDC) wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDC directly to your wallet — no account required.

How long does a USDT to USDC swap take?

Most USDT/USDC swaps complete in 5–20 minutes, depending on Tether (USDT) network confirmation times.

What's the fee to swap USDT to USDC?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Tether (USDT) apply on top.

Do I need an account to exchange USDT for USDC?

No. Monivo is non-custodial — provide a USD Coin (USDC) address and swap directly from your wallet.

What's the minimum USDT to USDC swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Related pairs

Learn more about swapping USDT to USDC

Canonical: https://monivo.io/swap/usdt-to-usdc