Best crypto exchanges, compared
There's no single "best" crypto exchange — the right choice depends on whether you want custody, an account, low fees, broad asset coverage, or fast settlement. The table below compares the most-used swap services across the factors that actually move the bill: fee model, KYC, supported assets, and networks.
| Service | Type | Fee model | KYC | Assets | Networks | Account |
|---|---|---|---|---|---|---|
| Monivo | Non-custodial aggregator | Best-of-N provider quote, no added spread | Only for fiat on/off-ramp | 1,000+ | 30+ | No |
| Changelly | Non-custodial swap | ~0.25% + provider spread | Risk-based | 500+ | 25+ | Optional |
| ChangeNOW | Non-custodial swap | Spread baked into quote | Risk-based | 900+ | 70+ | No |
| SimpleSwap | Non-custodial swap | Spread baked into quote | Risk-based | 1,500+ | 60+ | Optional |
| Coinbase | Centralised exchange | Spread + ~1.49% fee + withdrawal | Required | 250+ | 10+ | Yes |
| Binance | Centralised exchange | 0.1% trading + withdrawal fee | Required | 350+ | 20+ | Yes |
| Uniswap | DEX | 0.05–1% LP fee + gas | None | Thousands (EVM) | EVM only | No (wallet required) |
Figures sourced from each provider's public documentation as of 2026. Fee and asset counts change frequently; always check the live quote before swapping.
How to pick the right one
- Want the lowest all-in cost? Use a non-custodial aggregator — it polls multiple providers and routes your trade to whichever pays out the most, net of fees.
- Need to fund with a bank card or SEPA? Use a service with an integrated fiat on-ramp. Monivo handles this without forcing you onto a centralised exchange.
- Trading the same pair repeatedly at size? A centralised exchange with an order book may give better fills than a quote-based swap.
- Swapping inside the EVM ecosystem only? A DEX or DEX aggregator (Uniswap, 1inch) is the most direct route.
Why Monivo
Monivo aggregates quotes from a curated set of liquidity providers and routes every trade to the one paying out the most at that moment. No account, no custody, no withdrawal step — funds move directly from your source wallet to your destination wallet. That's why our headline is "Great rates, zero added fees": both are structural, not promotional — and you can verify the rate by shopping around before you confirm.
Compare live rates yourself
Open the swap widget, pick a pair, and Monivo shows you the best available quote across every connected provider.
Frequently asked questions
What is the best crypto exchange in 2026?
There is no single best exchange — it depends on whether you want custody, an account, or the lowest all-in cost. For no-account, non-custodial swaps the cheapest route is usually an aggregator like Monivo, which polls multiple providers and routes each trade to the highest payout.
What is the difference between an aggregator and a swap provider?
A swap provider quotes from its own liquidity. An aggregator queries several providers on every quote and routes your trade to whichever pays out the most, so the result is always equal to or better than going direct to any single provider it covers.
Which crypto exchanges do not require KYC?
Non-custodial swap services such as Monivo, ChangeNOW, and SimpleSwap generally require no account or ID for crypto-to-crypto swaps, though providers may run risk-based checks on flagged transactions. Centralised exchanges like Coinbase and Binance require full KYC. Fiat card purchases always require verification.
Are non-custodial swaps cheaper than centralised exchanges?
Usually for one-off trades, because you skip deposit, trading, and withdrawal fees and only pay the provider spread plus network fees. High-volume traders may still get better pricing on a centralised order book.
Does Monivo add a fee on top of the provider quote?
No extra spread is added on top of the best provider quote you are shown. The amount displayed in the widget is the amount routed to your wallet, minus the destination network fee charged by the blockchain.
How many assets and networks can I swap?
Monivo supports 1,000+ assets across 30+ networks, including Bitcoin, Ethereum, Solana, Monero, and stablecoins such as USDT and USDC on multiple chains. The destination network is validated before checkout so funds cannot be sent on the wrong chain.