Rate comparison

Compare Crypto Swap Rates

The same swap rarely pays the same everywhere. Providers quote from their own liquidity, spread and network-cost assumptions, so two exchanges asked for the identical trade at the identical second can hand back noticeably different amounts. Monivo requests a quote from every connected provider that can route your pair and shows what each one would actually deliver to your wallet.

You Send

You Get

Fetching live quotes…

Enter an amount to request live quotes. Provider rows appear as each one answers.

One request, every connected provider that can route the pair
Ranked on the amount that lands in your wallet, not headline rates
Fixed or floating — you choose which promise you want
No Monivo account needed to compare or start a crypto-to-crypto swap

Monero swap rates Exchanges without an account

Why crypto swap rates differ

A swap quote is not a market price. It is one venue's offer to take your deposit and send you an amount, and it is built from things that vary between venues:

Different liquidity

Each provider fills from its own inventory or its own routing partners. Depth on an XMR or a small-cap pair is nothing like depth on BTC/USDT, so the same order size moves each book differently.

Different spread

Providers price their margin into the quote rather than charging it separately. Two venues with the same market feed can still quote a different payout.

Different network assumptions

The payout is net of the send transaction on the destination chain. A provider batching withdrawals at a low fee level quotes better than one paying a priority fee.

Different route

Cross-chain swaps may pass through an intermediate asset. Each hop has a cost, and providers do not always take the same path.

Time

Quotes are snapshots. A quote pulled sixty seconds ago is a different quote, which is why comparing screenshots from different moments tells you nothing.

How Monivo compares quotes

1
Ask every provider that can route the pair
Monivo checks which connected providers actually support both assets and the networks involved, then requests an estimate from each of them for your exact amount and rate type.
2
Wait for real answers
A provider appears in the comparison only once it has returned a fillable amount. Providers that are still working, or that cannot route the trade, are shown as pending or unavailable — never as a placeholder number.
3
Rank on delivered output
Offers are ordered by the amount you receive, in the destination asset, for the amount you send. That is the only figure that is directly comparable between venues.
4
Hand the trade to the provider you pick
Monivo is non-custodial. You choose a provider, deposit to that provider's address, and the provider settles to your wallet.

Estimates are indicative until the provider issues the final quote at order creation. Where a provider does not disclose how its fee is split out of the payout, Monivo leaves that field blank rather than guessing at zero.

Monivo does not require a Monivo account to compare or start a standard crypto-to-crypto swap. Individual liquidity providers may still apply AML, sanctions, fraud-prevention or identity checks in certain circumstances, depending on the provider, the transaction and your jurisdiction.

Fixed vs floating rates

Both are legitimate; they trade price against certainty.

Fixed rate

The provider locks the receive amount for a short window. You know the number before you deposit, and the provider prices that guarantee into the quote. Useful for larger transfers, volatile assets, or when you need the exact amount to arrive.

Floating rate

The rate is settled when your deposit confirms. Typically the better headline number, because nobody is charging you for the guarantee — but the market can move between your deposit and its confirmation, in either direction.

Not every provider supports both types for every pair. Switching the rate type re-requests quotes, because it is a genuinely different offer.

Why expected wallet output matters

Percentage fees, rate cards and 'zero fee' claims are not comparable across venues, because each one hides different costs in a different place. The delivered amount is not ambiguous: for a given amount sent, one number arrives in your wallet. Monivo ranks on that number, and shows the same unit for every provider so the rows can be read side by side.

Rate is not the only thing that matters. Settlement time, refund policy, supported networks and the provider's own compliance rules can all be more important than a few basis points — so the comparison shows those where the provider exposes them.

Fees and pricing

Zero added fees: Monivo does not add a platform fee, a minimum or a withdrawal charge — the rate you see is the rate you get. Blockchain network fees are shown in full before you confirm, and the final amount you receive is quoted up front.

Monivo does not add a separate fee or markup to the provider quote. Monivo may earn a commission from the liquidity provider when a completed swap is referred through our platform. Provider spreads and applicable network costs are reflected in the quoted amount.

Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.

Popular crypto swap comparisons

Jump straight into a pair page with the comparison already scoped to that route.

Live no-KYC route comparison: best provider, payout and total cost for a $1,000.00 swap
Route	You send	Best provider	You receive	Total cost	ETA	Swap
USDT → BTC	—	Not loaded	—	—	—	Swap
BTC → XMR	—	Not loaded	—	—	—	Swap
ETH → BTC	—	Not loaded	—	—	—	Swap
LTC → BTC	—	Not loaded	—	—	—	Swap
XMR → USDT	—	Not loaded	—	—	—	Swap
SOL → USDT	—	Not loaded	—	—	—	Swap

Total cost is the difference between the mid-market value of your deposit and the payout the winning provider quotes — spread and provider fee combined. Network fees on the deposit chain are paid by your wallet and are not included. Quotes refresh every 15 seconds while this section is loaded and are indicative until you confirm an order.

Crypto swap comparison FAQ

Does Monivo charge a fee for comparing rates?

No. Monivo does not add a separate fee to the provider quote. Monivo may earn a commission from the liquidity provider when a swap is completed. Network costs and provider spreads are reflected in the quote where applicable.

Why do some providers not appear for my pair?

A provider is only listed when it supports both assets on the networks involved and returns a fillable amount for your size. Providers that cannot route the trade, or that reject the amount as too small or too large, are shown as unavailable instead of being given a made-up figure.

Is the amount shown guaranteed?

No. Comparison figures are live estimates. A fixed-rate order locks the amount for a limited window once the order is created; a floating-rate order settles at the rate when your deposit confirms.

Do I need an account to compare or swap?

Why did the quote change while I was reading it?

Quotes are refreshed on a short interval because they expire. If the amount moves before you continue, the interface tells you what changed rather than silently swapping the number.

Does Monivo hold my funds?

No. Swaps are non-custodial from Monivo's side: you deposit directly to the provider you selected, and that provider settles to the wallet address you supplied.