Swap Monero (XMR) to Tether (USDT) (USDT)

Exchange Monero (XMR) for Tether (USDT) (USDT) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your XMR → USDT trade to the best execution. Non-custodial, no account, and settled directly to your USDT wallet — typically in 5–20 minutes.

You Send

You Get

Aggregating providers

Best rate

+0.34% vs worst quote

You get

3.8996 USDT

via StealthEX~12 min

Best Price Guarantee

We compared 7 providers in real time

You save

+0.17%

+0.006691 USDT extra in your wallet

Best rate

7 offers

How it works

1. Enter the amount of XMR to swap.
2. Paste your Tether (USDT) wallet address.
3. Pick a fixed or floating rate.
4. Send XMR to the one-time deposit address.
5. Receive USDT in your wallet.

Read the full XMR → USDT step-by-step guide →

Why swap XMR to USDT on Monivo

Aggregated best rate. Monivo compares quotes across multiple providers so your USDT payout is the highest available on the market at quote time.
Non-custodial. Monivo never holds your XMR or USDT. The Tether (USDT) is sent straight to the wallet address you provide.
No account. No sign-up, no email, no KYC for standard XMR/USDT volumes.
Fixed or floating rate. Lock the XMR/USDT rate at quote time, or use the market rate at execution.

Non-custodial

No account, no KYC

Encrypted end-to-end

Vetted swap partners

Routed via

Verify the destination address and network before confirming — crypto transfers are irreversible.

XMR → USDT FAQ

How do I swap XMR to USDT?

Enter the amount of Monero you want to exchange, paste your Tether (USDT) wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDT directly to your wallet — no account required.

How long does a XMR to USDT swap take?

Most XMR/USDT swaps complete in 5–20 minutes, depending on Monero network confirmation times.

What's the fee to swap XMR to USDT?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Monero apply on top.

Do I need an account to exchange XMR for USDT?

No. Monivo is non-custodial — provide a Tether (USDT) address and swap directly from your wallet.

What's the minimum XMR to USDT swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Related pairs

Learn more about swapping XMR to USDT

Canonical: https://monivo.io/swap/xmr-to-usdt