Swap Monero (XMR) to Ethereum (ETH)
Swapping Monero (XMR) to Ethereum (ETH) is how privately held funds get back into the DeFi economy — lending, staking, L2s, or simply an asset that exchanges and merchants accept everywhere. Monivo compares provider quotes for the XMR → ETH route and the provider you select sends native ETH to your address, with no account and no order book.
How it works
- 1. Enter the amount of XMR to swap.
- 2. Paste your Ethereum wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send XMR to the one-time deposit address.
- 5. Receive ETH in your wallet.
XMR → ETH routing details
Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most ETH. The amount shown is an estimate that depends on the rate type you pick and the provider's own terms; it is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see. The selected provider receives your deposit and settles the payout.
| Detail | You send — XMR | You receive — ETH |
|---|---|---|
| Supported networks |
|
|
| Confirmations | 10 confirmations (~20 minutes) | 1–12 confirmations (~1–3 minutes) |
| Typical processing | Indicative: usually 20–40 minutes end to end, provider-dependent | Indicative: usually 5–15 minutes end to end, provider-dependent |
| Custody | Sent from your own XMR wallet to a one-time deposit address. | Paid straight to the Ethereum address you provide — Monivo never holds funds. |
Fixed rate or floating rate for XMR → ETH?
Fixed rate
The ETH amount is locked when you confirm. The provider carries the market risk while your XMR deposit confirms, so the payout matches the quote as long as you send on time and within the quoted limits. Best when you need certainty on the exact amount received.
Floating rate
The swap executes at the market rate when your XMR deposit lands. It can pay out more ETH than a fixed quote, but the final amount can move up or down while the deposit confirms.
Why swap XMR to ETH on Monivo
- Aggregated rate comparison. Monivo compares quotes across multiple providers so your ETH payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
- Non-custodial. Monivo never holds your XMR or ETH. The Ethereum is sent straight to the wallet address you provide.
- No account. No sign-up and no email for standard XMR/ETH swaps; the executing provider may still request verification.
- Fixed or floating rate. Lock the XMR/ETH rate at quote time, or use the market rate at execution.
Why swap XMR → ETH
- Move part of a private Monero balance into ETH to use DeFi protocols or L2s.
- Pay for services or contracts that only settle in ETH or ERC-20 stablecoins.
- Diversify out of a single privacy asset while staying non-custodial.
- Get gas into a fresh Ethereum wallet without touching a KYC exchange.
Network fees explained
Sending XMR
Monero transaction fees are tiny — typically a fraction of a cent — and are set by your wallet's chosen priority. Send the exact quoted XMR amount from any Monero wallet; providers usually wait for around 10 confirmations (roughly 20 minutes).
Receiving ETH
The Ethereum payout is paid on-chain by the routing provider, so no ETH pre-funding is needed. Keep a small ETH buffer afterwards for gas on any onward transaction.
Best wallets for ETH
- MetaMask. Default EVM wallet — broadest dApp coverage.
- Rabby. Clearer transaction previews and better risk warnings than most EVM wallets.
- Ledger + MetaMask. Hardware signing for larger ETH balances.
- Coinbase Wallet. Self-custody wallet with a simple route back to fiat.
Verify the destination address and network before confirming — crypto transfers are irreversible.
Fees and pricing
Monivo does not add a separate platform fee. The quoted receive amount reflects the executing provider's pricing and applicable payout costs. Your sending wallet or exchange may charge its own network or withdrawal fee. The amount shown is an estimate; fixed and floating quotes follow the provider's terms.
Monivo does not add a separate platform fee. Some partner quotes include a small affiliate margin that is retained by Monivo as a referral commission; this margin is included in the rate shown, not added on top. Provider spreads and applicable network costs are also reflected in the quoted amount.
Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.
XMR → ETH FAQ
How do I swap XMR to ETH?
Enter the amount of Monero you want to exchange, paste your Ethereum wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles ETH directly to your wallet — no account required.
How long does a XMR to ETH swap take?
Most XMR/ETH swaps complete in 5–20 minutes, depending on Monero network confirmation times.
What's the fee to swap XMR to ETH?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Monero apply on top.
Do I need an account to exchange XMR for ETH?
No. Monivo is non-custodial — provide a Ethereum address and swap directly from your wallet.
What's the minimum XMR to ETH swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Why does XMR → ETH take longer than other swaps?
Monero blocks average about two minutes and providers typically wait for ~10 confirmations before releasing the ETH, so the send side alone takes around 20 minutes. The Ethereum payout itself is fast.
Should I use a fixed or floating rate for XMR → ETH?
Because Monero confirmations take longer, a fixed rate is usually the safer choice — it locks the ETH amount at quote time so a price move during those 20 minutes doesn't change your payout.
Will the ETH I receive be linked to my Monero history?
The Monero side reveals nothing about your wallet or balance. The ETH payout is a normal, publicly visible Ethereum transaction from the provider's payout address to yours.
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How Monivo stacks up against other exchanges and routes for these assets.
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Learn more
- How to swap cryptoStep-by-step walkthrough for swapping any pair safely, with fixed vs floating rates explained.
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