Swap Ethereum (ETH) to Tether (USDT)

Swapping Ethereum (ETH) to Tether (USDT) moves value from a volatile asset into a dollar-pegged stablecoin without selling on a custodial exchange. Monivo compares live provider quotes, and the provider you select receives your ETH and sends USDT on the network you choose — for example ERC-20 on Ethereum or TRC-20 on Tron — directly to your wallet.

You Send

You Get

Fetching live quotes…

How to swap Ethereum for Tether

To swap Ethereum (ETH) for Tether (USDT), enter the amount you want to send and compare the live provider quotes shown by Monivo. Review the estimated USDT payout and whether the rate is fixed or floating, provide a Tether wallet address, then send ETH only after you have confirmed the selected route and its deposit details.

1. Enter the amount of ETH to swap.
2. Paste your Tether wallet address.
3. Pick a fixed or floating rate.
4. Send ETH to the one-time deposit address.
5. Receive USDT in your wallet.

Read the full ETH → USDT step-by-step guide →

ETH → USDT routing details

Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most USDT. The amount shown is an estimate that depends on the rate type you pick and the provider's own terms; it is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see. The selected provider receives your deposit and settles the payout.

Network and settlement details for swapping Ethereum to Tether
Detail	You send — ETH	You receive — USDT
Supported networks	Ethereum (ERC-20 / native)	Tron (TRC-20) Ethereum (ERC-20) Solana (SPL) BNB Chain (BEP-20) Arbitrum / Polygon
Confirmations	1–12 confirmations (~1–3 minutes)	1–12 confirmations, depending on the network
Typical processing	Indicative: usually 5–15 minutes end to end, provider-dependent	Indicative: usually 5–15 minutes end to end, provider-dependent
Custody	Sent from your own ETH wallet to a one-time deposit address.	Paid straight to the Tether address you provide — Monivo never holds funds.

Fixed rate or floating rate for ETH → USDT?

Fixed rate

The USDT amount is locked when you confirm. The provider carries the market risk while your ETH deposit confirms, so the payout matches the quote as long as you send on time and within the quoted limits. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your ETH deposit lands. It can pay out more USDT than a fixed quote, but the final amount can move up or down while the deposit confirms.

What to check before swapping ETH to USDT

The most important choice on an ETH to USDT swap is the USDT network. USDT exists on several chains, and the address and network must match or the payout may not be recoverable.

Pick the USDT network first: Choose ERC-20, TRC-20 or another listed network before entering an address. An Ethereum address (0x…) receives ERC-20 USDT; a Tron address (T…) receives TRC-20 USDT.
Plan for future gas: Receiving USDT needs no gas, but sending it later does. Keep a little ETH or TRX in the destination wallet depending on the network you picked.
Compare the USDT payout: Judge quotes by the estimated USDT shown and read the fixed or floating terms. A floating quote can change while your ETH deposit confirms.

Why swap ETH to USDT on Monivo

Aggregated rate comparison. Monivo compares quotes across multiple providers so your USDT payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
Non-custodial. Monivo never holds your ETH or USDT. The Tether is sent straight to the wallet address you provide.
No account. No sign-up and no email for standard ETH/USDT swaps; the executing provider may still request verification.
Fixed or floating rate. Lock the ETH/USDT rate at quote time, or use the market rate at execution.

Why swap ETH → USDT

Lock in ETH gains as a stablecoin balance without an exchange account.
Move ETH into USDT on Tron (TRC-20) to pay or transfer with lower network costs than Ethereum.
Hold dollar-pegged value while waiting to re-enter the market.
Settle a payment or invoice that is priced in USDT.

Network fees explained

Sending ETH

Your wallet charges Ethereum gas when it sends ETH to the provider’s deposit address. Send from the exact network shown in the quote — ETH on an L2 such as Arbitrum or Base is a different deposit route from Ethereum mainnet.

Receiving USDT

The provider broadcasts the USDT payout on the network you selected. To move USDT later, you need that chain’s gas token: ETH for ERC-20 USDT, TRX for TRC-20 USDT.

Best wallets for USDT

MetaMask. Receives ERC-20 USDT on Ethereum and EVM networks.
TronLink. Native Tron wallet for TRC-20 USDT.
Trust Wallet. Mobile wallet supporting both ERC-20 and TRC-20 USDT.
Ledger. Hardware-backed storage for larger stablecoin balances.

Non-custodial

Encrypted in transit

Vetted swap partners

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Verify the destination address and network before confirming — crypto transfers are irreversible.

Fees and pricing

Monivo does not add a separate platform fee. The quoted receive amount reflects the executing provider's pricing and applicable payout costs. Your sending wallet or exchange may charge its own network or withdrawal fee. The amount shown is an estimate; fixed and floating quotes follow the provider's terms.

Monivo does not add a separate platform fee. Some partner quotes include a small affiliate margin that is retained by Monivo as a referral commission; this margin is included in the rate shown, not added on top. Provider spreads and applicable network costs are also reflected in the quoted amount.

Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.

ETH → USDT FAQ

How do I swap ETH to USDT?

Enter the amount of Ethereum you want to exchange, paste your Tether wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDT directly to your wallet — no account required.

How long does a ETH to USDT swap take?

Swaps average under 10 minutes; the exact time depends on Ethereum network confirmations.

What's the fee to swap ETH to USDT?

Monivo does not add a separate fee. The quoted USDT amount already reflects the provider's spread and payout network costs; your sending wallet may charge its own Ethereum network fee.

Do I need an account to exchange ETH for USDT?

No. Monivo is non-custodial — provide a Tether address and swap directly from your wallet.

What's the minimum ETH to USDT swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Should I receive USDT on ERC-20 or TRC-20?

Pick the network your destination wallet or the recipient supports. Each network has its own address format and future transfer costs; the address must match the network selected in the quote.

Is USDT the same as dollars?

USDT is a stablecoin issued by Tether that aims to track the US dollar. It is not a bank deposit, and its value depends on the issuer.

Do I need ETH to receive USDT?

No. The provider pays the payout transaction. You only need the network’s gas token when you later send the USDT.

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