Swap Ethereum (ETH) to Monero (XMR)
Swapping Ethereum (ETH) to Monero (XMR) moves value off a fully transparent ledger — where every balance and counterparty is permanently public — into Monero's private-by-default chain. Monivo compares non-custodial quotes across connected providers and the provider you select settles native XMR straight to your own wallet: no account, no identity documents to start, and no wrapped or bridged token at the other end.
How it works
- 1. Enter the amount of ETH to swap.
- 2. Paste your Monero wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send ETH to the one-time deposit address.
- 5. Receive XMR in your wallet.
ETH → XMR routing details
Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most XMR. The amount shown is an estimate that depends on the rate type you pick and the provider's own terms; it is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see. The selected provider receives your deposit and settles the payout.
| Detail | You send — ETH | You receive — XMR |
|---|---|---|
| Supported networks |
|
|
| Confirmations | 1–12 confirmations (~1–3 minutes) | 10 confirmations (~20 minutes) |
| Typical processing | Indicative: usually 5–15 minutes end to end, provider-dependent | Indicative: usually 20–40 minutes end to end, provider-dependent |
| Custody | Sent from your own ETH wallet to a one-time deposit address. | Paid straight to the Monero address you provide — Monivo never holds funds. |
Fixed rate or floating rate for ETH → XMR?
Fixed rate
The XMR amount is locked when you confirm. The provider carries the market risk while your ETH deposit confirms, so the payout matches the quote as long as you send on time and within the quoted limits. Best when you need certainty on the exact amount received.
Floating rate
The swap executes at the market rate when your ETH deposit lands. It can pay out more XMR than a fixed quote, but the final amount can move up or down while the deposit confirms.
Why swap ETH to XMR on Monivo
- Aggregated rate comparison. Monivo compares quotes across multiple providers so your XMR payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
- Non-custodial. Monivo never holds your ETH or XMR. The Monero is sent straight to the wallet address you provide.
- No account. No sign-up and no email for standard ETH/XMR swaps; the executing provider may still request verification.
- Fixed or floating rate. Lock the ETH/XMR rate at quote time, or use the market rate at execution.
Why swap ETH → XMR
- Move DeFi or trading proceeds out of a publicly traceable ETH address into private XMR.
- Hold a portion of a portfolio in an asset that isn't subject to on-chain surveillance or address clustering.
- Fund a new Monero wallet from an existing Ethereum balance in one step.
- Avoid the delistings — most large exchanges no longer list XMR at all.
Network fees explained
Sending ETH
Ethereum gas is set by your wallet at broadcast time. A plain ETH transfer to the deposit address costs a few dollars during normal blocks and more during congestion. Monivo's quoted XMR output is net of provider fees — the gas is charged by your wallet, not by Monivo.
Receiving XMR
The Monero payout is broadcast and paid for by the routing provider, so you don't need any XMR pre-funded. Monero's own fees are a fraction of a cent for later sends.
Best wallets for XMR
- Cake Wallet. Non-custodial and cross-platform — the easiest first Monero wallet.
- Feather Wallet. Lightweight desktop wallet with Tor support built in.
- Monero GUI. Official wallet; run your own node for maximum privacy.
- Monerujo. Android wallet with Ledger support over USB-OTG.
Verify the destination address and network before confirming — crypto transfers are irreversible.
Fees and pricing
Monivo does not add a separate platform fee. The quoted receive amount reflects the executing provider's pricing and applicable payout costs. Your sending wallet or exchange may charge its own network or withdrawal fee. The amount shown is an estimate; fixed and floating quotes follow the provider's terms.
Monivo does not add a separate platform fee. Some partner quotes include a small affiliate margin that is retained by Monivo as a referral commission; this margin is included in the rate shown, not added on top. Provider spreads and applicable network costs are also reflected in the quoted amount.
Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.
ETH → XMR FAQ
How do I swap ETH to XMR?
Enter the amount of Ethereum you want to exchange, paste your Monero wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles XMR directly to your wallet — no account required.
How long does a ETH to XMR swap take?
Most ETH/XMR swaps complete in 5–20 minutes, depending on Ethereum network confirmation times.
What's the fee to swap ETH to XMR?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Ethereum apply on top.
Do I need an account to exchange ETH for XMR?
No. Monivo is non-custodial — provide a Monero address and swap directly from your wallet.
What's the minimum ETH to XMR swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
How long does an ETH → XMR swap take?
Usually 20–40 minutes. Ethereum confirmations take a few minutes, then the provider waits for the Monero payout to be mined — Monero blocks average two minutes.
Does swapping ETH to XMR make my ETH history private?
No. The Ethereum side of the transaction remains permanently visible on-chain, including the deposit address you sent to. What becomes private is everything that happens after the XMR lands in your wallet.
Can I send ETH from an L2 like Arbitrum or Base?
Yes — choose the matching ETH network variant on the source side and the route is priced cross-chain to native Monero.
Do I need to verify my identity to swap ETH for XMR?
Monivo does not request identity documents for a crypto-to-crypto swap. The provider that executes the swap applies its own verification requirements and may request information or documents, as its own compliance rules require.
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How Monivo stacks up against other exchanges and routes for these assets.
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Learn more
- How to swap cryptoStep-by-step walkthrough for swapping any pair safely, with fixed vs floating rates explained.
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