Swap Tether (USDT) (USDT) to Monero (XMR)
Exchange Tether (USDT) (USDT) for Monero (XMR) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your USDT → XMR trade to the best execution. Non-custodial, no account, and settled directly to your XMR wallet — typically in 5–20 minutes.
You Send
You Get
Comparing offers…
USDT → XMRAggregating providers
Best rate
+0.72% vs worst quoteYou get
0.000025 XMR
Best Price Guarantee
We compared 6 providers in real time
You save
+0.41%
+0 XMR extra in your wallet
Best rate
6 offersHow it works
- 1. Enter the amount of USDT to swap above.
- 2. Paste your Monero wallet address.
- 3. Pick fixed or floating rate.
- 4. Send USDT to the one-time deposit address.
- 5. Receive XMR in your wallet.
Why swap USDT to XMR on Monivo
- Aggregated best rate. Monivo compares quotes across multiple providers so your XMR payout is the highest available on the market at quote time.
- Non-custodial. Monivo never holds your USDT or XMR. The Monero is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard USDT/XMR volumes.
- Fixed or floating rate. Lock the USDT/XMR rate at quote time, or use the market rate at execution.
USDT → XMR FAQ
How long does a USDT to XMR swap take?
Most swaps complete in 5–20 minutes, depending on Tether (USDT) confirmation times.
Do I need an account to exchange USDT for XMR?
No. Monivo is non-custodial — provide a Monero address and swap directly from your wallet.
What's the minimum USDT to XMR swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Related pairs
Learn more about swapping USDT to XMR
- How to swap cryptoStep-by-step walkthrough for swapping any pair safely, with fixed vs floating rates explained.
- Instant crypto exchangeHow instant, non-custodial exchanges settle swaps in minutes without an account.
- Crypto swap taxes (2026)Whether crypto-to-crypto swaps are taxable, what records to keep, and how gains are calculated.
Canonical: https://monivo.io/swap/usdt-to-xmr