Swap Tether (USDT) (USDT) to XRP (XRP)

Exchange Tether (USDT) (USDT) for XRP (XRP) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your USDT → XRP trade to the best execution. Non-custodial, no account, and settled directly to your XRP wallet — typically in 5–20 minutes.

You Send

You Get

Aggregating providers

Best rate

+0.41% vs worst quote

You get

0.00425 XRP

via FixedFloat~6 min

Best Price Guarantee

We compared 7 providers in real time

You save

+0.14%

+0.000006 XRP extra in your wallet

Best rate

7 offers

How it works

1. Enter the amount of USDT to swap.
2. Paste your XRP wallet address.
3. Pick a fixed or floating rate.
4. Send USDT to the one-time deposit address.
5. Receive XRP in your wallet.

Read the full USDT → XRP step-by-step guide →

Why swap USDT to XRP on Monivo

Aggregated best rate. Monivo compares quotes across multiple providers so your XRP payout is the highest available on the market at quote time.
Non-custodial. Monivo never holds your USDT or XRP. The XRP is sent straight to the wallet address you provide.
No account. No sign-up, no email, no KYC for standard USDT/XRP volumes.
Fixed or floating rate. Lock the USDT/XRP rate at quote time, or use the market rate at execution.

Non-custodial

No account, no KYC

Encrypted end-to-end

Vetted swap partners

Routed via

Verify the destination address and network before confirming — crypto transfers are irreversible.

USDT → XRP FAQ

How do I swap USDT to XRP?

Enter the amount of Tether (USDT) you want to exchange, paste your XRP wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles XRP directly to your wallet — no account required.

How long does a USDT to XRP swap take?

Most USDT/XRP swaps complete in 5–20 minutes, depending on Tether (USDT) network confirmation times.

What's the fee to swap USDT to XRP?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Tether (USDT) apply on top.

Do I need an account to exchange USDT for XRP?

No. Monivo is non-custodial — provide a XRP address and swap directly from your wallet.

What's the minimum USDT to XRP swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Related pairs

Learn more about swapping USDT to XRP

Canonical: https://monivo.io/swap/usdt-to-xrp