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Monivo
Monero hub

Swap Monero at the Best Available Rate

XMR is not listed everywhere, and the venues that do route it price it very differently. Monivo asks every connected provider that supports Monero for a live quote on your pair and amount, then ranks them on the XMR — or the BTC, USDT or ETH — that actually reaches your wallet.

Get Monero swap quotes

Enter the amount you want to exchange
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Fetching live quotes…

Defaults to BTC → XMR. Change either side to quote any supported Monero route.

Compare rates on any pairMonero guides and wallets

Popular Monero swaps

Each route has its own page with live quotes and route-specific notes.

How Monero swaps work on Monivo

  1. 1

    Pick the route and amount

    Choose the asset you are sending and XMR as the destination (or the reverse). Monivo requests estimates from the providers that support Monero on both sides.

  2. 2

    Compare delivered XMR

    Offers are ranked on how much XMR the provider will send for your deposit, so spread and network costs are already reflected in the number you are comparing.

  3. 3

    Send to the provider's deposit address

    After you pick a provider you get a deposit address and, for XMR deposits, any additional field the provider requires. Monivo never takes custody.

  4. 4

    The provider settles to your wallet

    Monero settlement waits on XMR network confirmations, which are typically a matter of minutes but depend on network conditions and the provider's confirmation policy.

What affects XMR exchange rates?

Fewer venues, thinner books

Several large custodial exchanges have removed XMR trading, which concentrates liquidity in fewer places. Thinner books mean the spread between the best and worst quote is often wider on XMR than on major pairs.

The route in and out

Many providers reach XMR through BTC or a stablecoin. Each hop carries a cost, so a direct route can pay differently from a bridged one.

Network costs

The provider pays the Monero transaction fee out of the payout. XMR fees are usually small, but they are still part of what you receive.

Size

Larger orders take more of the available depth, so the quoted rate on a big ticket is not the quoted rate on a small one. Quoting your real amount matters more on XMR than on BTC/USDT.

How to swap BTC for XMR

  1. 1

    Have a Monero wallet ready

    You need a wallet you control and its primary address. A wallet you hold the keys to is the point of a non-custodial swap.

  2. 2

    Quote your real amount

    Enter the BTC amount you intend to send. Quotes are size-dependent, so a quote for 0.01 BTC tells you little about 1 BTC.

  3. 3

    Choose fixed or floating

    Fixed locks the XMR amount for a short window at a slightly worse rate; floating settles when your BTC deposit confirms.

  4. 4

    Send the exact amount

    Send the BTC amount shown, in one transaction, to the provider's deposit address. Under- or over-sending is handled by the provider's own policy and usually needs manual resolution.

  5. 5

    Wait for confirmations

    The provider waits for Bitcoin confirmations, executes, then sends XMR. The order page tracks each stage.

Longer walkthrough, including wallet setup and common mistakes: the BTC to XMR guide.

Account, KYC and provider compliance

Monivo does not require a Monivo account to compare or start a standard crypto-to-crypto swap, including routes involving XMR. That is a statement about Monivo, not a promise about every counterparty: individual liquidity providers may apply AML, sanctions, fraud-prevention or identity checks in certain circumstances, depending on the provider, the transaction and your jurisdiction. Providers can also pause a specific route or asset at their own discretion.

  • Treat any claim of guaranteed anonymity — from anyone — as a red flag.
  • Monero's protocol-level privacy does not extend to the exchange you deposit from, the wallet you withdraw to, or the network path in between.
  • You are responsible for the tax and reporting rules that apply where you live.
  • If a provider requests verification on an order, that is between you and that provider; Monivo cannot waive a provider's compliance policy.

Fees and pricing

Zero added fees: Monivo does not add a platform fee, a minimum or a withdrawal charge — the rate you see is the rate you get. Blockchain network fees are shown in full before you confirm, and the final amount you receive is quoted up front.

Monivo does not add a separate fee or markup to the provider quote. Monivo may earn a commission from the liquidity provider when a completed swap is referred through our platform. Provider spreads and applicable network costs are reflected in the quoted amount.

Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.

Network and wallet considerations

Use the primary address

Give the provider a standard XMR address from a wallet you control. Sending Monero to an exchange deposit address you do not own means the payout is subject to that exchange's rules.

Subaddresses and payment IDs

Modern wallets use subaddresses rather than payment IDs. Where a provider still asks for an extra field, supply exactly what it asks for — a missing field is the most common cause of a stuck Monero order.

Wallet sync

A Monero wallet that has not synced will not show an incoming payment even though it has arrived. Sync before you conclude anything is wrong.

Sending XMR out

When XMR is the asset you send, the provider needs the full deposit to confirm before it can pay out, so the timeline follows Monero confirmations rather than the destination chain.

Monero exchange FAQ

Which pairs can I swap into and out of XMR?

Monivo routes XMR against BTC, USDT, ETH, SOL and the other assets its connected providers support on both sides. Availability follows the providers: if none of them can route a pair at your size, no quote is shown.

Do I need to verify my identity to swap Monero?

Monivo does not require a Monivo account to compare or start a standard crypto-to-crypto swap. Individual liquidity providers may still apply AML, sanctions, fraud-prevention or identity checks in certain circumstances, depending on the provider, the transaction and your jurisdiction.

How long does an XMR swap take?

It depends on the confirmations required on both chains and on the provider's policy. Bitcoin confirmations are usually the slowest part of a BTC → XMR route; the order page shows the live stage rather than a promised time.

Why is the spread on XMR wider than on BTC pairs?

Fewer venues route Monero, so there is less depth to fill from and providers price that risk in. It is also why comparing several providers matters more on XMR than on a deep major pair.

Is a Monero swap anonymous?

Monero's protocol hides on-chain amounts and participants, but a swap involves counterparties, IP connections, and whatever chain you swapped from or to. Nobody can honestly promise anonymity, and Monivo does not.

What does Monivo charge on a Monero swap?

Monivo does not add a separate fee to the provider quote. Monivo may earn a commission from the liquidity provider when a swap is completed. Network costs and provider spreads are reflected in the quote where applicable.

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