Monivo

How to swap BTC to XMR: step-by-step guide

Swap Bitcoin (BTC) to Monero (XMR) in a few minutes — non-custodial, no account, settled directly to your XMR wallet, typically in 10–30 minutes.

TL;DR

  • • Pick the BTC → XMR pair and enter your amount.
  • • Get a live aggregated quote across providers.
  • • Paste your XMR wallet address.
  • • Choose fixed or floating rate, then send your BTC.
  • • Receive XMR in ~10–30 minutes.
Swap BTC → XMR now →
You Send
You Get
Comparing offers…
BTC → XMRAggregating providers
Best rate
+0.60% vs worst quote
You get
2.6196 XMR
ChangeNOW logo
via ChangeNOW~8 min

Best Price Guarantee

We compared 6 providers in real time

You save
+0.54%
+0.014049 XMR extra in your wallet
Best rate
6 offers

Step-by-step: swap BTC to XMR

  1. Step 1

    Pick the BTC → XMR pair

    Select BTC as the asset you're sending and XMR as the asset you want to receive. Confirm the network on each side — XMR on the wrong network can mean lost funds.

  2. Step 2

    Get a live aggregated quote

    Monivo polls every connected provider and shows the best BTC/XMR output for your amount, including the network fee and the exact XMR you'll receive.

  3. Step 3

    Paste your XMR wallet address

    Enter the wallet that should receive your XMR. Double-check the first and last 6 characters — it must be a valid Monero address.

  4. Step 4

    Choose fixed or floating rate

    Use a fixed rate to lock the BTC/XMR rate (~10 min), or a floating rate to settle at the market price when your deposit confirms.

  5. Step 5

    Send your BTC deposit

    Send the exact BTC amount to the one-time deposit address shown. BTC typically confirms within 10–30 minutes.

  6. Step 6

    Receive your XMR

    Once confirmed, the swap executes automatically and XMR is pushed directly to your wallet — no withdrawal step.

Recommended providers for BTC → XMR

Monivo aggregates quotes across these providers and auto-routes your BTC→XMR trade to whichever pays out the most at quote time. The picks below are the strongest fit for this pair.

  • #1

    FixedFloat

    Fast, privacy-friendly swaps with no registration and Lightning support.

    Why for BTC→XMR: Reliable BTC→XMR liquidity for privacy assets with no account or KYC required.

  • #2

    ChangeNOW

    No-account, non-custodial swaps across 900+ assets and 70+ networks.

    Why for BTC→XMR: Reliable BTC→XMR liquidity for privacy assets with no account or KYC required.

  • #3

    StealthEX

    Account-free swaps with broad privacy-coin coverage.

    Why for BTC→XMR: Reliable BTC→XMR liquidity for privacy assets with no account or KYC required.

Fees, rates, and safety

A BTC→XMR swap has two cost layers: the Bitcoin network fee, and the provider spread baked into the quote. Aggregated routing shows the all-in XMR you receive up front, so compare the net payout — not the headline rate. Use a fixed rate to lock the price before depositing, or a floating rate to settle at market when your deposit confirms. Always verify the destination network and the first and last 6 characters of your XMR address before sending.

BTC → XMR FAQ

Related pair guides

Learn more about swapping BTC to XMR

Ready to swap BTC → XMR?

Open the pre-filled swap and compare the live aggregated rate.

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Canonical: https://monivo.io/guides/swap/btc-to-xmr