How to swap BTC to XRP: step-by-step guide
Swap Bitcoin (BTC) to XRP (XRP) in a few minutes — non-custodial, no account, settled directly to your XRP wallet, typically in 10–30 minutes.
TL;DR
- • Pick the BTC → XRP pair and enter your amount.
- • Get a live aggregated quote across providers.
- • Paste your XRP wallet address.
- • Choose fixed or floating rate, then send your BTC.
- • Receive XRP in ~10–30 minutes.
Best Price Guarantee
We compared 6 providers in real time
Step-by-step: swap BTC to XRP
Step 1
Pick the BTC → XRP pair
Select BTC as the asset you're sending and XRP as the asset you want to receive. Confirm the network on each side — XRP on the wrong network can mean lost funds.
Step 2
Get a live aggregated quote
Monivo polls every connected provider and shows the best BTC/XRP output for your amount, including the network fee and the exact XRP you'll receive.
Step 3
Paste your XRP wallet address
Enter the wallet that should receive your XRP. Double-check the first and last 6 characters — it must be a valid XRP address.
Step 4
Choose fixed or floating rate
Use a fixed rate to lock the BTC/XRP rate (~10 min), or a floating rate to settle at the market price when your deposit confirms.
Step 5
Send your BTC deposit
Send the exact BTC amount to the one-time deposit address shown. BTC typically confirms within 10–30 minutes.
Step 6
Receive your XRP
Once confirmed, the swap executes automatically and XRP is pushed directly to your wallet — no withdrawal step.
Recommended providers for BTC → XRP
Monivo aggregates quotes across these providers and auto-routes your BTC→XRP trade to whichever pays out the most at quote time. The picks below are the strongest fit for this pair.
- #1
FixedFloat
Fast, privacy-friendly swaps with no registration and Lightning support.
Why for BTC→XRP: Strong fixed-rate quotes — useful to lock the BTC→XRP rate before you deposit.
- #2
ChangeNOW
No-account, non-custodial swaps across 900+ assets and 70+ networks.
Why for BTC→XRP: Fast settlement for BTC→XRP, typically within minutes of confirmation.
- #3
Changelly
Long-running aggregator with strong fixed-rate support and deep liquidity.
Why for BTC→XRP: Strong fixed-rate quotes — useful to lock the BTC→XRP rate before you deposit.
Fees, rates, and safety
A BTC→XRP swap has two cost layers: the Bitcoin network fee, and the provider spread baked into the quote. Aggregated routing shows the all-in XRP you receive up front, so compare the net payout — not the headline rate. Use a fixed rate to lock the price before depositing, or a floating rate to settle at market when your deposit confirms. Always verify the destination network and the first and last 6 characters of your XRP address before sending.
BTC → XRP FAQ
Related pair guides
Learn more about swapping BTC to XRP
- How to swap cryptoStep-by-step walkthrough for swapping any pair safely, with fixed vs floating rates explained.
- Instant crypto exchangeHow instant, non-custodial exchanges settle swaps in minutes without an account.
- Crypto swap taxes (2026)Whether crypto-to-crypto swaps are taxable, what records to keep, and how gains are calculated.
Ready to swap BTC → XRP?
Open the pre-filled swap and compare the live aggregated rate.
Canonical: https://monivo.io/guides/swap/btc-to-xrp