XRP (XRP) 価格 — XRPを購入・スワップ

The story behind XRP

The ledger went live in 2012, built by David Schwartz, Jed McCaleb and Arthur Britto with all 100 billion XRP created at launch, much of it held by the company that became Ripple. That concentration became a legal flashpoint in December 2020, when the SEC sued Ripple over how XRP had been sold.

A 2023 ruling drew a distinction that mattered enormously: programmatic sales on exchanges were not securities transactions, even if some institutional sales might have been. The case finally concluded in 2025, clearing a years-long cloud that had kept US exchanges wary of listing the asset.

What XRP is used for

You would use XRP as a bridge between currencies in cross-border payment corridors, where it provides liquidity so a bank does not need to pre-fund accounts in every currency it serves, and to pay the ledger's tiny transaction fees. The chain also runs a built-in decentralised exchange, supports tokenised assets, and more recently hosts a native stablecoin issued by Ripple itself.

XRP in the market today

XRP has been a perennial top-tier cryptocurrency with an unusually large retail holder base, and its price has historically moved as much on US regulatory headlines as on actual network usage. It competes with Stellar and with SWIFT-linked banking initiatives for the same cross-border settlement niche, and its concentrated original distribution remains a point critics raise whenever the conversation turns to decentralisation.

XRPの購入またはスワップ方法

1. 受け取りたい資産としてXRPを選択します。
2. 支払い方法（暗号資産またはフィアットカード）を選びます。
3. Monivoは接続されているすべての取引所を比較し、最適なレートでお客様の注文をルーティングします。
4. ウォレットアドレスを貼り付けて確認すれば、数分で資金が届きます。