Stellar (XLM) Price — Buy & Swap XLM

$0.1917+4.28% (24h)Stellar network

Live market data

Stellar (XLM) can be swapped instantly on Monivo — no account, no KYC and zero added fees. Compare live XLM rates from every connected provider and receive funds in your own wallet in minutes.

Swap XLM instantly — no KYC

XLM / USD — 24H chart

Change3.58%High$0.1974Low$0.1863

Updating…

Live market data · extended history unavailable for this asset

24h4.28%

7d—

30d—

90d—

1y—

Stellar statistics

Market cap$6.68B

Fully diluted market cap$9.58B

24h volume$230.76M

Circulating supply34.85B XLM

Max supply50.00B XLM

Total supply50.00B XLM

All-time high$0.1917

Market dominance0.24%

Rank#16

Best aggregated rate

We scan every provider in real time.

Non-custodial

Funds go straight to your wallet.

No sign-up

Swap or buy in a few clicks.

About Stellar (XLM)

Payments network

Stellar (XLM) is a payments blockchain aimed at the least glamorous and most useful problem in finance: moving small amounts of money across borders cheaply. It settles in seconds for a fraction of a cent and is built around issuing and trading real-world currency tokens.

The story behind Stellar

Jed McCaleb co-founded Ripple, fell out with it, and in 2014 launched Stellar with lawyer Joyce Kim to pursue the same rails with a non-profit, financial-inclusion framing. The Stellar Development Foundation rewrote consensus in 2015 as the Stellar Consensus Protocol, and in 2019 burned more than half the total supply — 55 billion XLM — capping it permanently.

Soroban brought smart contracts to the network in 2024, ending Stellar's long stretch as a payments chain with no programmability.

What XLM is used for

Stellar's speciality is the anchor: a licensed local institution issues a token backed by its own currency, and the network handles conversion and settlement between them. That makes it a favourite for remittance corridors, aid disbursement and stablecoin issuance — MoneyGram cash-in and cash-out, USDC on Stellar, and central-bank pilots. XLM itself pays the tiny fees and provides the bridging liquidity between currency pairs.

Stellar in the market today

Stellar is a long-standing top-tier asset with real institutional partnerships and unusually low fee revenue by design. It competes most directly with Ripple's XRP for the same corridors, and increasingly with stablecoins running on general-purpose chains, which can do the same job wherever liquidity is deeper.

How to buy or swap XLM

Pick XLM as the asset you want to receive.
Choose what you're paying with — crypto or a fiat card.
Monivo compares every connected exchange and routes your order to the best available rate.
Paste your wallet address and confirm — funds arrive in minutes.

Fees and pricing

Monivo does not add a separate platform fee. The quoted receive amount reflects the executing provider's pricing and applicable payout costs. Your sending wallet or exchange may charge its own network or withdrawal fee. The amount shown is an estimate; fixed and floating quotes follow the provider's terms.

Monivo does not add a separate platform fee. Some partner quotes include a small affiliate margin that is retained by Monivo as a referral commission; this margin is included in the rate shown, not added on top. Provider spreads and applicable network costs are also reflected in the quoted amount.

Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.

XLM swap FAQ

How do I swap Stellar (XLM) instantly on Monivo?

Pick XLM as the asset you want to receive, choose what you're paying with, paste your wallet address, and confirm. Monivo routes your order to the provider offering the best rate, and most swaps complete in under 10 minutes — no account needed.

Can I swap XLM with no KYC?

Yes. Crypto-to-crypto swaps of XLM on Monivo require no identity verification and no sign-up. Only fiat purchases (card or bank transfer) require KYC, because banks and payment processors mandate it.

Is swapping Stellar on Monivo non-custodial?

Yes. Monivo never holds your funds. XLM is sent directly to the wallet address you provide, so you stay in control the whole time.

Which network does XLM use here?

Monivo supports Stellar on the Stellar network. Always double-check that your receiving wallet supports this network before confirming.

What fees apply when I swap XLM?

Monivo adds zero fees on top. The quote you see already reflects the best aggregated rate across connected providers, including their network and processing costs — all fees are included in the shown amount.

More on fees, limits, KYC and timing: read the full crypto swap FAQ.

Popular XLM swaps

Stellar (XLM) news

Live

The latest headlines mentioning Stellar, aggregated from leading crypto news outlets and updated in real time. Headlines and excerpts stay in the language each outlet published them in.