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Intercambiar Tether (USDT) (USDT) por Bitcoin (BTC)

Swapping Tether (USDT) to Bitcoin (BTC) is the standard way to rotate a stablecoin balance back into hard money. Monivo prices the route across every connected provider — from USDT on Tron, Ethereum, Solana, BNB Chain or an L2 — and settles native BTC to your own wallet in one step, with no exchange deposit, order book or withdrawal queue.

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How it works

  1. 1. Enter the amount of USDT to swap.
  2. 2. Paste your Bitcoin wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send USDT to the one-time deposit address.
  5. 5. Receive BTC in your wallet.

USDTBTC routing details

Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most BTC. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.

Network and settlement details for swapping Tether (USDT) to Bitcoin
DetailYou send — USDTYou receive — BTC
Supported networks
  • Tron (TRC-20) — cheapest to move
  • Ethereum (ERC-20) — widest acceptance
  • Solana (SPL)
  • BNB Chain (BEP-20)
  • Arbitrum / Polygon
  • Bitcoin (native)
Confirmations1–12 confirmations depending on network1–2 confirmations (~10–20 minutes)
Typical processingTypically 5–15 minutes end to endTypically 10–30 minutes end to end
CustodySent from your own USDT wallet to a one-time deposit address.Paid straight to the Bitcoin address you provide — Monivo never holds funds.

Fixed rate or floating rate for USDTBTC?

Fixed rate

The BTC amount is locked when you confirm. The provider carries the market risk while your USDT deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your USDT deposit lands. Usually pays out slightly more BTC than a fixed quote, but the final amount can move up or down while the deposit confirms.

Why swap USDT to BTC on Monivo

  • Aggregated rate comparison. Monivo compares quotes across multiple providers so your BTC payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
  • Non-custodial. Monivo never holds your USDT or BTC. The Bitcoin is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard USDT/BTC volumes.
  • Fixed or floating rate. Lock the USDT/BTC rate at quote time, or use the market rate at execution.

Why swap USDTBTC

  • Re-enter Bitcoin from stablecoins after sitting out volatility.
  • Convert USDT earned from trading, freelancing or payments into long-term BTC storage.
  • Send from whichever cheap network your USDT already sits on — TRC-20, Solana, or an L2 — without bridging first.
  • Dollar-cost average into BTC without keeping a balance on a custodial exchange.

Network fees explained

Sending USDT

USDT send costs depend on the source network. Tron (TRC-20) is roughly a dollar, Solana and L2s are cents, and Ethereum (ERC-20) pays live gas. Send from the network your USDT is already on — bridging first usually costs more than the difference.

Receiving BTC

The Bitcoin payout is broadcast and paid for by the routing provider, so nothing needs to be pre-funded. You receive native BTC on the Bitcoin network — never a wrapped token.

Best wallets for BTC

  • Sparrow Wallet. Desktop Bitcoin wallet with strong hardware and full-node support.
  • BlueWallet. Mobile-first Bitcoin wallet with an easy Lightning add-on.
  • Ledger + Sparrow. Hardware-secured cold storage for larger balances.
  • Muun. Simple mobile wallet covering both on-chain and Lightning.
Sin custodia
Cifrado de extremo a extremo
Socios de intercambio verificados
Enrutado vía

Verifica la dirección y la red de destino antes de confirmar: las transferencias de cripto son irreversibles.

Comisiones y precios

Cero comisiones añadidas: Monivo no añade comisión de plataforma, mínimo ni cargo por retiro — la tasa que ves es la que recibes. Las comisiones de red de la blockchain se muestran por completo antes de que confirmes, y el monto final que recibes se cotiza desde el principio.

Monivo no añade una comisión ni un margen propio sobre la cotización del proveedor. Monivo puede recibir una comisión del proveedor de liquidez cuando un intercambio completado se refiere a través de nuestra plataforma. Los márgenes del proveedor y los costes de red aplicables ya están reflejados en el importe cotizado.

Las comisiones de red las fija la blockchain, no Monivo. Sin cuenta, sin suscripción y sin cargo por retiro. Soporte en vivo disponible 24/7.

USDT → BTC FAQ

How do I swap USDT to BTC?

Enter the amount of Tether (USDT) you want to exchange, paste your Bitcoin wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles BTC directly to your wallet — no account required.

How long does a USDT to BTC swap take?

Most USDT/BTC swaps complete in 5–20 minutes, depending on Tether (USDT) network confirmation times.

What's the fee to swap USDT to BTC?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Tether (USDT) apply on top.

Do I need an account to exchange USDT for BTC?

No. Monivo is non-custodial — provide a Bitcoin address and swap directly from your wallet.

What's the minimum USDT to BTC swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Which USDT network is cheapest for swapping into BTC?

Tron (TRC-20) and Solana are the cheapest to send from, typically around a dollar or less. Ethereum (ERC-20) works fine but pays live gas on the send side.

How long does a USDT → BTC swap take?

Usually 10–30 minutes. Source-side confirmations are quick, then the Bitcoin payout needs a block confirmation before it is spendable in most wallets.

Do I receive native BTC or wrapped Bitcoin?

Native BTC on the Bitcoin network, sent directly to the address you provide. Monivo never holds your funds.

Related pairs

How Monivo stacks up against other exchanges and routes for these assets.

Canonical: https://monivo.io/swap/usdt-to-btc