Intercambiar Monero (XMR) por Bitcoin (BTC)
Swapping Monero (XMR) to Bitcoin (BTC) is one of the most-requested privacy-preserving routes in crypto. Monivo routes XMR → BTC through non-custodial liquidity providers that never require an account, an email, or a KYC check for standard-sized trades — the same core reason Monero holders use Monero in the first place.
How it works
- 1. Enter the amount of XMR to swap.
- 2. Paste your Bitcoin wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send XMR to the one-time deposit address.
- 5. Receive BTC in your wallet.
XMR → BTC routing details
Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most BTC. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.
| Detail | You send — XMR | You receive — BTC |
|---|---|---|
| Supported networks |
|
|
| Confirmations | 10 confirmations (~20 minutes) | 1–2 confirmations (~10–20 minutes) |
| Typical processing | Typically 20–40 minutes end to end | Typically 10–30 minutes end to end |
| Custody | Sent from your own XMR wallet to a one-time deposit address. | Paid straight to the Bitcoin address you provide — Monivo never holds funds. |
Fixed rate or floating rate for XMR → BTC?
Fixed rate
The BTC amount is locked when you confirm. The provider carries the market risk while your XMR deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.
Floating rate
The swap executes at the market rate when your XMR deposit lands. Usually pays out slightly more BTC than a fixed quote, but the final amount can move up or down while the deposit confirms.
Why swap XMR to BTC on Monivo
- Aggregated rate comparison. Monivo compares quotes across multiple providers so your BTC payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
- Non-custodial. Monivo never holds your XMR or BTC. The Bitcoin is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard XMR/BTC volumes.
- Fixed or floating rate. Lock the XMR/BTC rate at quote time, or use the market rate at execution.
Why swap XMR → BTC
- Realise XMR gains into BTC without exposing balances to a centralised exchange.
- Bridge from Monero into Lightning or on-chain BTC for wider merchant acceptance.
- Rotate part of a private Monero stack into deep-liquidity Bitcoin storage.
- Move to BTC ahead of a Monero hard fork or wallet upgrade cycle.
Network fees explained
Sending XMR
Monero fees are dynamic but genuinely cheap — usually a fraction of a cent thanks to bulletproofs+ and its ring-signature design. Your wallet sets the priority; standard confirms in about 20 minutes (10 confirmations).
Receiving BTC
The BTC payout is paid by the provider on-chain. You receive native BTC on the Bitcoin base layer — no wrapped tokens, no bridge tokens.
Best wallets for BTC
- Sparrow Wallet. Desktop-first Bitcoin wallet, strong hardware integration.
- BlueWallet. Mobile Bitcoin wallet with a clean interface.
- Ledger + Sparrow. Cold storage for larger balances.
- Wasabi. Bitcoin-only wallet with built-in CoinJoin privacy tooling.
Verifica la dirección y la red de destino antes de confirmar: las transferencias de cripto son irreversibles.
Comisiones y precios
Cero comisiones añadidas: Monivo no añade comisión de plataforma, mínimo ni cargo por retiro — la tasa que ves es la que recibes. Las comisiones de red de la blockchain se muestran por completo antes de que confirmes, y el monto final que recibes se cotiza desde el principio.
Monivo no añade una comisión ni un margen propio sobre la cotización del proveedor. Monivo puede recibir una comisión del proveedor de liquidez cuando un intercambio completado se refiere a través de nuestra plataforma. Los márgenes del proveedor y los costes de red aplicables ya están reflejados en el importe cotizado.
Las comisiones de red las fija la blockchain, no Monivo. Sin cuenta, sin suscripción y sin cargo por retiro. Soporte en vivo disponible 24/7.
XMR → BTC FAQ
How do I swap XMR to BTC?
Enter the amount of Monero you want to exchange, paste your Bitcoin wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles BTC directly to your wallet — no account required.
How long does a XMR to BTC swap take?
Most XMR/BTC swaps complete in 5–20 minutes, depending on Monero network confirmation times.
What's the fee to swap XMR to BTC?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Monero apply on top.
Do I need an account to exchange XMR for BTC?
No. Monivo is non-custodial — provide a Bitcoin address and swap directly from your wallet.
What's the minimum XMR to BTC swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
Is Monivo's XMR → BTC swap really no-KYC?
Yes for standard trade sizes. Monivo routes through non-custodial providers that don't require an account for typical XMR → BTC volumes. Very large trades may trigger risk-based review by the underlying provider.
How long does XMR → BTC take?
Around 20–40 minutes end-to-end: Monero requires ~10 confirmations before the provider releases BTC, then Bitcoin needs 1 confirmation to your wallet.
Do I need to disclose the source of my XMR?
No. Because Monero balances aren't publicly viewable, providers cannot condition service on your on-chain history the way they might for BTC or ETH.
Guías de cripto relacionadas
- Mejores exchanges de cripto sin KYC (2026)Compara los exchanges sin KYC que aún funcionan sin cuenta: límites, modelo de custodia y compromisos de privacidad.
- Exchange de cripto no custodial (2026)Qué es un exchange no custodial, en qué se diferencia de uno custodial y de un DEX, y las mejores opciones en 2026.
- Exchange cripto sin KYC (2026)Cómo intercambiar cripto sin verificación de identidad, qué límites aplican y qué plataformas no exigen cuenta.
Related pairs
Related comparisons for XMR → BTC
How Monivo stacks up against other exchanges and routes for these assets.
- Monivo vs ChangeNOW for XMR → BTC swapsMulti-provider quotes versus a single exchange desk.
- Monivo vs Coinbase: no-KYC and privacy for XMR → BTC swapsAccount-free swaps versus a custodial exchange that requires ID.
- Privacy coin comparison relevant to XMR → BTC swapsMonero vs Zcash: shielding models, liquidity and swap support.
- No-KYC exchanges compared for XMR → BTC swapsWhich platforms swap without an account or ID check.
- Monivo vs SimpleSwap for XMR → BTC swapsCoverage, spread transparency and payout speed.
Más información
- Cómo intercambiar criptoExplicación paso a paso para intercambiar cualquier par de forma segura, con tarifas fijas frente a variables.
- Exchange de cripto no custodial (2026)Qué es un exchange no custodial, en qué se diferencia de uno custodial y de un DEX, y las mejores opciones en 2026.
- Cómo cambiar BTC por XMRConvierte Bitcoin en Monero de forma privada: sin cuenta, sin KYC, con consejos de billetera, proveedores, comisiones y buenas prácticas de privacidad.
Comparar exchanges
- Mejor exchange de cripto (2026)Cómo se comparan las principales plataformas de intercambio sin cuenta en tasas, comisiones, cobertura y custodia.
- Monivo vs ChangellyCotizaciones agregadas del mejor de varios proveedores frente a un exchange de proveedor único: tasas, KYC y cobertura.
- Monivo vs ChangeNOWComparativa directa en transparencia de precios, soporte de monedas de privacidad y requisitos de cuenta.
Sigue explorando
Canonical: https://monivo.io/swap/xmr-to-btc
