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Monivo

Intercambiar XRP (XRP) por Tether (USDT) (USDT)

Exchange XRP (XRP) for Tether (USDT) (USDT) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your XRP → USDT trade to the best execution. Non-custodial, no account, and settled directly to your USDT wallet — typically in 5–20 minutes.

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How it works

  1. 1. Enter the amount of XRP to swap.
  2. 2. Paste your Tether (USDT) wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send XRP to the one-time deposit address.
  5. 5. Receive USDT in your wallet.
Read the full XRP → USDT step-by-step guide →

XRP → USDT routing details

Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most USDT. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.

Network and settlement details for swapping XRP to Tether (USDT)
DetailYou send — XRPYou receive — USDT
Supported networks
  • XRP Ledger (native, destination tag may apply)
  • Tron (TRC-20) — cheapest to move
  • Ethereum (ERC-20) — widest acceptance
  • Solana (SPL)
  • BNB Chain (BEP-20)
  • Arbitrum / Polygon
Confirmations1 validation (seconds)1–12 confirmations depending on network
Typical processingTypically 3–10 minutes end to endTypically 5–15 minutes end to end
CustodySent from your own XRP wallet to a one-time deposit address.Paid straight to the Tether (USDT) address you provide — Monivo never holds funds.

Fixed rate or floating rate for XRP → USDT?

Fixed rate

The USDT amount is locked when you confirm. The provider carries the market risk while your XRP deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your XRP deposit lands. Usually pays out slightly more USDT than a fixed quote, but the final amount can move up or down while the deposit confirms.

Why swap XRP to USDT on Monivo

  • Aggregated rate comparison. Monivo compares quotes across multiple providers so your USDT payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
  • Non-custodial. Monivo never holds your XRP or USDT. The Tether (USDT) is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard XRP/USDT volumes.
  • Fixed or floating rate. Lock the XRP/USDT rate at quote time, or use the market rate at execution.
Sin custodia
Cifrado de extremo a extremo
Socios de intercambio verificados
Enrutado vía

Verifica la dirección y la red de destino antes de confirmar: las transferencias de cripto son irreversibles.

Comisiones y precios

Cero comisiones añadidas: Monivo no añade comisión de plataforma, mínimo ni cargo por retiro — la tasa que ves es la que recibes. Las comisiones de red de la blockchain se muestran por completo antes de que confirmes, y el monto final que recibes se cotiza desde el principio.

Monivo no añade una comisión ni un margen propio sobre la cotización del proveedor. Monivo puede recibir una comisión del proveedor de liquidez cuando un intercambio completado se refiere a través de nuestra plataforma. Los márgenes del proveedor y los costes de red aplicables ya están reflejados en el importe cotizado.

Las comisiones de red las fija la blockchain, no Monivo. Sin cuenta, sin suscripción y sin cargo por retiro. Soporte en vivo disponible 24/7.

XRP → USDT FAQ

How do I swap XRP to USDT?

Enter the amount of XRP you want to exchange, paste your Tether (USDT) wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDT directly to your wallet — no account required.

How long does a XRP to USDT swap take?

Most XRP/USDT swaps complete in 5–20 minutes, depending on XRP network confirmation times.

What's the fee to swap XRP to USDT?

Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for XRP apply on top.

Do I need an account to exchange XRP for USDT?

No. Monivo is non-custodial — provide a Tether (USDT) address and swap directly from your wallet.

What's the minimum XRP to USDT swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

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Canonical: https://monivo.io/swap/xrp-to-usdt