Swap BNB (BNB) to Tether (USDT)

Swapping BNB to Tether (USDT) converts BNB into a dollar-pegged stablecoin without a custodial exchange account. You send BNB on the network shown in the quote and receive USDT on the network you choose.

You Send

You Get

Fetching live quotes…

How to swap BNB for Tether

To swap BNB (BNB) for Tether (USDT), enter the amount you want to send and compare the live provider quotes shown by Monivo. Review the estimated USDT payout and whether the rate is fixed or floating, provide a Tether wallet address, then send BNB only after you have confirmed the selected route and its deposit details.

1. Enter the amount of BNB to swap.
2. Paste your Tether wallet address.
3. Pick a fixed or floating rate.
4. Send BNB to the one-time deposit address.
5. Receive USDT in your wallet.

Read the full BNB → USDT step-by-step guide →

BNB → USDT routing details

Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most USDT. The amount shown is an estimate that depends on the rate type you pick and the provider's own terms; it is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see. The selected provider receives your deposit and settles the payout.

Network and settlement details for swapping BNB to Tether
Detail	You send — BNB	You receive — USDT
Supported networks	BNB Chain (BEP-20 / native)	Tron (TRC-20) Ethereum (ERC-20) Solana (SPL) BNB Chain (BEP-20) Arbitrum / Polygon
Confirmations	~15 confirmations (~1 minutes)	1–12 confirmations, depending on the network
Typical processing	Indicative: usually 5–15 minutes end to end, provider-dependent	Indicative: usually 5–15 minutes end to end, provider-dependent
Custody	Sent from your own BNB wallet to a one-time deposit address.	Paid straight to the Tether address you provide — Monivo never holds funds.

Fixed rate or floating rate for BNB → USDT?

Fixed rate

The USDT amount is locked when you confirm. The provider carries the market risk while your BNB deposit confirms, so the payout matches the quote as long as you send on time and within the quoted limits. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your BNB deposit lands. It can pay out more USDT than a fixed quote, but the final amount can move up or down while the deposit confirms.

What to check before swapping BNB to USDT

BNB and USDT both exist on more than one network, so both sides of the swap need checking.

Check the BNB deposit network: Send BNB on the network the deposit address expects. Funds sent on the wrong network may not be recoverable.
Pick the USDT network first: USDT runs on several chains, such as Ethereum (ERC-20), Tron (TRC-20) and others the quote lists. Choose the network your receiving wallet supports, then paste an address for that same network.
Compare the USDT payout, not the headline rate: Judge quotes by the estimated USDT you receive and read the fixed or floating terms. A floating estimate can move while your deposit confirms; a fixed quote has an expiry.

Why swap BNB to USDT on Monivo

Aggregated rate comparison. Monivo compares quotes across multiple providers so your USDT payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
Non-custodial. Monivo never holds your BNB or USDT. The Tether is sent straight to the wallet address you provide.
No account. No sign-up and no email for standard BNB/USDT swaps; the executing provider may still request verification.
Fixed or floating rate. Lock the BNB/USDT rate at quote time, or use the market rate at execution.

Why swap BNB → USDT

Take BNB gains into a stablecoin in self-custody.
Move from BNB Smart Chain to USDT on Tron or Ethereum.
Hold dollar-pegged value between trades.
Pay a USDT-priced invoice from a BNB balance.

Network fees explained

Sending BNB

Your wallet pays BNB gas when it sends the deposit. Send BNB on the exact network named in the quote — BNB Smart Chain and other BNB networks are separate routes.

Receiving USDT

The provider pays the USDT payout. On BNB Smart Chain you'd need BNB to move USDT later; on Tron, TRX; on Ethereum, ETH.

Best wallets for USDT

TronLink. Native Tron wallet for TRC-20 USDT.
MetaMask. Receives ERC-20 tokens on Ethereum and other EVM networks.
Trust Wallet. Mobile wallet supporting many networks, including ERC-20 and TRC-20.
Ledger. Hardware-backed storage for larger balances.

Non-custodial

Encrypted in transit

Vetted swap partners

Routed via

Verify the destination address and network before confirming — crypto transfers are irreversible.

Fees and pricing

Monivo does not add a separate platform fee. The quoted receive amount reflects the executing provider's pricing and applicable payout costs. Your sending wallet or exchange may charge its own network or withdrawal fee. The amount shown is an estimate; fixed and floating quotes follow the provider's terms.

Monivo does not add a separate platform fee. Some partner quotes include a small affiliate margin that is retained by Monivo as a referral commission; this margin is included in the rate shown, not added on top. Provider spreads and applicable network costs are also reflected in the quoted amount.

Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.

BNB → USDT FAQ

How do I swap BNB to USDT?

Enter the amount of BNB you want to exchange, paste your Tether wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles USDT directly to your wallet — no account required.

How long does a BNB to USDT swap take?

Swaps average under 10 minutes; the exact time depends on BNB network confirmations.

What's the fee to swap BNB to USDT?

Monivo does not add a separate fee. The quoted USDT amount already reflects the provider's spread and payout network costs; your sending wallet may charge its own BNB network fee.

Do I need an account to exchange BNB for USDT?

No. Monivo is non-custodial — provide a Tether address and swap directly from your wallet.

What's the minimum BNB to USDT swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Which BNB can I send?

BNB on BNB Smart Chain, sent to the one-time address in the quote. BNB in another form or on another network is a different deposit route.

Can I receive USDT on BNB Smart Chain?

Yes, when a provider quotes that network. Your receiving address will look like an Ethereum address (0x…), so double-check the network you select.

Is BNB to USDT a sale for dollars?

No. You receive USDT tokens in your own wallet, not a bank payout.

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