Swap Monero (XMR) to Zcash (ZEC)
Exchange Monero (XMR) for Zcash (ZEC) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your XMR → ZEC trade to the best execution. Non-custodial, no account, and settled directly to your ZEC wallet — typically in 5–20 minutes.
How it works
- 1. Enter the amount of XMR to swap.
- 2. Paste your Zcash wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send XMR to the one-time deposit address.
- 5. Receive ZEC in your wallet.
XMR → ZEC routing details
Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most ZEC. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.
| Detail | You send — XMR | You receive — ZEC |
|---|---|---|
| Supported networks |
|
|
| Confirmations | 10 confirmations (~20 minutes) | Provider-defined (usually 1–12) |
| Typical processing | Typically 20–40 minutes end to end | Typically 5–20 minutes end to end |
| Custody | Sent from your own XMR wallet to a one-time deposit address. | Paid straight to the Zcash address you provide — Monivo never holds funds. |
Fixed rate or floating rate for XMR → ZEC?
Fixed rate
The ZEC amount is locked when you confirm. The provider carries the market risk while your XMR deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.
Floating rate
The swap executes at the market rate when your XMR deposit lands. Usually pays out slightly more ZEC than a fixed quote, but the final amount can move up or down while the deposit confirms.
Why swap XMR to ZEC on Monivo
- Aggregated rate comparison. Monivo compares quotes across multiple providers so your ZEC payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
- Non-custodial. Monivo never holds your XMR or ZEC. The Zcash is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard XMR/ZEC volumes.
- Fixed or floating rate. Lock the XMR/ZEC rate at quote time, or use the market rate at execution.
Verify the destination address and network before confirming — crypto transfers are irreversible.
Fees and pricing
Zero added fees: Monivo does not add a platform fee, a minimum or a withdrawal charge — the rate you see is the rate you get. Blockchain network fees are shown in full before you confirm, and the final amount you receive is quoted up front.
Monivo does not add a separate fee or markup to the provider quote. Monivo may earn a commission from the liquidity provider when a completed swap is referred through our platform. Provider spreads and applicable network costs are reflected in the quoted amount.
Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.
XMR → ZEC FAQ
How do I swap XMR to ZEC?
Enter the amount of Monero you want to exchange, paste your Zcash wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles ZEC directly to your wallet — no account required.
How long does a XMR to ZEC swap take?
Most XMR/ZEC swaps complete in 5–20 minutes, depending on Monero network confirmation times.
What's the fee to swap XMR to ZEC?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Monero apply on top.
Do I need an account to exchange XMR for ZEC?
No. Monivo is non-custodial — provide a Zcash address and swap directly from your wallet.
What's the minimum XMR to ZEC swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
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How Monivo stacks up against other exchanges and routes for these assets.
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Keep exploring
Canonical: https://monivo.io/swap/xmr-to-zec