Swap Zcash (ZEC) to Monero (XMR)
Exchange Zcash (ZEC) for Monero (XMR) instantly at the best available rate. Monivo polls multiple liquidity providers and DEX aggregators in real time, then routes your ZEC → XMR trade to the best execution. Non-custodial, no account, and settled directly to your XMR wallet — typically in 5–20 minutes.
How it works
- 1. Enter the amount of ZEC to swap.
- 2. Paste your Monero wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send ZEC to the one-time deposit address.
- 5. Receive XMR in your wallet.
ZEC → XMR routing details
Monivo requests quotes from every connected liquidity provider for this route and shows the one that pays out the most XMR. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.
| Detail | You send — ZEC | You receive — XMR |
|---|---|---|
| Supported networks |
|
|
| Confirmations | Provider-defined (usually 1–12) | 10 confirmations (~20 minutes) |
| Typical processing | Typically 5–20 minutes end to end | Typically 20–40 minutes end to end |
| Custody | Sent from your own ZEC wallet to a one-time deposit address. | Paid straight to the Monero address you provide — Monivo never holds funds. |
Fixed rate or floating rate for ZEC → XMR?
Fixed rate
The XMR amount is locked when you confirm. The provider carries the market risk while your ZEC deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.
Floating rate
The swap executes at the market rate when your ZEC deposit lands. Usually pays out slightly more XMR than a fixed quote, but the final amount can move up or down while the deposit confirms.
Why swap ZEC to XMR on Monivo
- Aggregated rate comparison. Monivo compares quotes across multiple providers so your XMR payout reflects the strongest quote Monivo found at that moment — with zero added fees, so you can compare elsewhere before confirming.
- Non-custodial. Monivo never holds your ZEC or XMR. The Monero is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard ZEC/XMR volumes.
- Fixed or floating rate. Lock the ZEC/XMR rate at quote time, or use the market rate at execution.
Verify the destination address and network before confirming — crypto transfers are irreversible.
Fees and pricing
Zero added fees: Monivo does not add a platform fee, a minimum or a withdrawal charge — the rate you see is the rate you get. Blockchain network fees are shown in full before you confirm, and the final amount you receive is quoted up front.
Monivo does not add a separate fee or markup to the provider quote. Monivo may earn a commission from the liquidity provider when a completed swap is referred through our platform. Provider spreads and applicable network costs are reflected in the quoted amount.
Network fees are set by the blockchain, not by Monivo. No account, no subscription and no withdrawal charge. Live support is available 24/7.
ZEC → XMR FAQ
How do I swap ZEC to XMR?
Enter the amount of Zcash you want to exchange, paste your Monero wallet address, and confirm the deposit. Monivo aggregates quotes from multiple providers and settles XMR directly to your wallet — no account required.
How long does a ZEC to XMR swap take?
Most ZEC/XMR swaps complete in 5–20 minutes, depending on Zcash network confirmation times.
What's the fee to swap ZEC to XMR?
Monivo aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Zcash apply on top.
Do I need an account to exchange ZEC for XMR?
No. Monivo is non-custodial — provide a Monero address and swap directly from your wallet.
What's the minimum ZEC to XMR swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
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Keep exploring
Canonical: https://monivo.io/swap/zec-to-xmr